Please take a look at this settlement letter because I do not think it is legit. I have settle with two previous companies and both of thier letters have stated that the account will be settled in full and this one does not. It is from URS.
March 2, 2012
My name United Recovery Systems
My address PO Box 722929
My address Houston, TX 77272-2929
888-793-6186
SETTLEMENT!!!!!!!!
Our client has agreed to accept your offer of payment(s) totaling $2800.00 as settlement for monies owing on your account. Please make your check or money order payable to our client. The terms of the agreement are:
Date Amount
3/06/2012 $2800.00
This settlement off is void if the agreed payments are not made as stated above.
Chase Bank USA is required by the IRS to provide information about certain amounts that are discharged as result of a cancellation of a debt on a form 1099c. If Chase Bank USA is required to notify the IRS, you will recieve a copy of the form 1099C that is filed with the IRS.
Any payments or credits in excess of the agreed settlement amount will be applied against the account's outstanding balance.
This communication is from a debt collector. We are required to inform you that this is an attempt to collect a debt, and any information obtained will be used for this purpose.
Sincerely,
Cheresse K Blount
888-793-6186 ext 4448
Now the money will not come out of my account until the 6th, but I am prepared to cancel the check I gave them or go and withdraw every penny out of my bank account if they do not email or fax me another letter stating it is settled in full. Now she did tell me that is was settled in full over the phone, but I want it in writing. I am going to take this letter to a Consumer Credit Counseling Service in the morning and let them check it out. Look this is the 3rd collections agency I have settled with and the other two letters state that the settlement is in full and this one doesnt. What do you think.
March 2, 2012
My name United Recovery Systems
My address PO Box 722929
My address Houston, TX 77272-2929
888-793-6186
SETTLEMENT!!!!!!!!
Our client has agreed to accept your offer of payment(s) totaling $2800.00 as settlement for monies owing on your account. Please make your check or money order payable to our client. The terms of the agreement are:
Date Amount
3/06/2012 $2800.00
This settlement off is void if the agreed payments are not made as stated above.
Chase Bank USA is required by the IRS to provide information about certain amounts that are discharged as result of a cancellation of a debt on a form 1099c. If Chase Bank USA is required to notify the IRS, you will recieve a copy of the form 1099C that is filed with the IRS.
Any payments or credits in excess of the agreed settlement amount will be applied against the account's outstanding balance.
This communication is from a debt collector. We are required to inform you that this is an attempt to collect a debt, and any information obtained will be used for this purpose.
Sincerely,
Cheresse K Blount
888-793-6186 ext 4448
Now the money will not come out of my account until the 6th, but I am prepared to cancel the check I gave them or go and withdraw every penny out of my bank account if they do not email or fax me another letter stating it is settled in full. Now she did tell me that is was settled in full over the phone, but I want it in writing. I am going to take this letter to a Consumer Credit Counseling Service in the morning and let them check it out. Look this is the 3rd collections agency I have settled with and the other two letters state that the settlement is in full and this one doesnt. What do you think.
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