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    Merchant Loan

    Hello, I got a merchant loan for my business. I defaulted on the loan & tried to have it dismissed through my bankruptcy but they filed a motion & it wasn't dismissed. I expect at some point they will file a suit against me & try to garnish my wages or take any property that I have. (which I don't have any)

    My question is, how long do they have before they have to file suit? It's been 15 months since I defaulted on the loan & 6 months since my BK has been closed. I see they have been checking my credit every few months, when I get my credit report.

    Thank you in advance!

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