No they didn't say that, but everything I've read about C&D letters... It sounds like that's what happens. I think a DV letter would at least buy you some time until you figure out when/if you are going to file bankruptcy.
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rausch sturm israel enerson &hornik llc lc
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This only goes to show how there is nothing consistent about collections. I have been sued after DV request, but only twice; and this out of 35+ DV requests sent out. In addition I have sent out a dozen + straight forward C&D's (not as an add-on to a DV request). I have never been sued by a creditor/CA/JDB that I C&D'd. Go figure...
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