Hello!!!!
Pandora, the problem is/was that TOGETHER because of stupid student loans we would have been OVER the 13 unsecured limit. Since my salary contributes to her 13, the fact I get my unsecureds discharged, doesn't effect my disposable income. When that was calculated, the only debt that was figured in there was payment to IRS. So sadly there is no income to free up, just no possiblity of Zwicker, Chase, etc. suing and garnishing me :-) AND possibly getting a few thousand of fed tax from 2005 (filed on time and paid on in installment plan since) discharged. Believe me, if we could have done this together and I'd only have to "sweat out" one process (and one legal fee!!) that's what I would have done.
Oh well. C'est la vie!
Pandora, the problem is/was that TOGETHER because of stupid student loans we would have been OVER the 13 unsecured limit. Since my salary contributes to her 13, the fact I get my unsecureds discharged, doesn't effect my disposable income. When that was calculated, the only debt that was figured in there was payment to IRS. So sadly there is no income to free up, just no possiblity of Zwicker, Chase, etc. suing and garnishing me :-) AND possibly getting a few thousand of fed tax from 2005 (filed on time and paid on in installment plan since) discharged. Believe me, if we could have done this together and I'd only have to "sweat out" one process (and one legal fee!!) that's what I would have done.
Oh well. C'est la vie!
Comment