Received a confusing letter from HSBC.
Here it goes:
1. "We have received your credit bureau dispute regarding the validation of the Account issued by HSBC Bank Nevada, N.A."
INTERESTING AS I HAVE NOT SENT OUT ANY DV's ABOUT HSBC FOR ABOUT A YEAR .....
__________________________________________________ _______________________
2. " This account was established on July .., 2003. While researching your request, we found that you contacted our office on Feburary ...2006 and June 10, 2005 to discuss enrollment with an enhancement service and Online bill pay."
DON'T RECALL CONTACTING THEM...BUT, POSSIBLE.
HOWEVER, DOES THAT CONSTITUTE A DEBT VALIDATION ?
__________________________________________________ ________________________
3. " We will continue to send billing statements and any legally required written communication."
OK, OK,
__________________________________________________ ________________________
4. "As of the date of this letter, notification has been sent to the three major consumer-reporting agencies indicating that you are disputing this Account. Your Account is reporting to the consumer- reporting agncies as follows:
Unpaid balance of $8....15 reported as a loss/charge off."
******OH REALLY ???? UNPAID BALANCE REPORTED AS LOSS/CHARGE OFF ???
OK WITH ME, B-U-T, WHY CONTINUE TO SEND '
billing statements and any legally required written communication' ???*****
__________________________________________________ ________________________
5. " For your reference, your Account is serviced by HSBC Card Services, Inc. and is listed as HSBC NV on your credit report."
YADY, YADY YAH
__________________________________________________ ________________________
Input from bk forum members will be much appreciated.
Here it goes:
1. "We have received your credit bureau dispute regarding the validation of the Account issued by HSBC Bank Nevada, N.A."
INTERESTING AS I HAVE NOT SENT OUT ANY DV's ABOUT HSBC FOR ABOUT A YEAR .....
__________________________________________________ _______________________
2. " This account was established on July .., 2003. While researching your request, we found that you contacted our office on Feburary ...2006 and June 10, 2005 to discuss enrollment with an enhancement service and Online bill pay."
DON'T RECALL CONTACTING THEM...BUT, POSSIBLE.
HOWEVER, DOES THAT CONSTITUTE A DEBT VALIDATION ?
__________________________________________________ ________________________
3. " We will continue to send billing statements and any legally required written communication."
OK, OK,
__________________________________________________ ________________________
4. "As of the date of this letter, notification has been sent to the three major consumer-reporting agencies indicating that you are disputing this Account. Your Account is reporting to the consumer- reporting agncies as follows:
Unpaid balance of $8....15 reported as a loss/charge off."
******OH REALLY ???? UNPAID BALANCE REPORTED AS LOSS/CHARGE OFF ???
OK WITH ME, B-U-T, WHY CONTINUE TO SEND '
billing statements and any legally required written communication' ???*****
__________________________________________________ ________________________
5. " For your reference, your Account is serviced by HSBC Card Services, Inc. and is listed as HSBC NV on your credit report."
YADY, YADY YAH
__________________________________________________ ________________________
Input from bk forum members will be much appreciated.