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    #46
    LOL! So in other words. . . .he who dies before all his bills are paid . . WINS!!! LOL!
    Filed Ch. 7 11/8/10: Survived 341 Meeting 12/13/10 Report of No Distribution!! 12/14/10Received UST Presumption of Abuse!! 12/15/10 UST states Dismissal is Inappropriate! DISHARGED!! 2/22/11

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      #47
      Originally posted by clevelandmom View Post
      LOL! So in other words. . . .he who dies before all his bills are paid . . WINS!!! LOL!
      is that SICK or what???? but only HE wins...because if there is anything in the estate the poor family has to pay.......bk is easier!!!!! LOL!!!!!!
      8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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        #48
        Been awhile on this thread, but an update as to phone calls: Discover is now out of control. Calling constantly (as others said they would). I actually am not upset at the phone calls so much as on the RARE occasion I answer, there is NEVER anyone there, ever. Every so often I get a 30+ second message from a real person saying I need to call ASAP and all that; it promptly gets deleted. Bank of America also continues to call daily and at least every few hours. No message from them, ever. They, too, are never there when I answer. Citi has began to call as well. I'd say about four times a day and, again, no answer if I pick up. No messages, either. American Express calls every so often but not even every day. Strange because they are one of my higher debts. And finally Chase has YET to call. That, truly, shocks me. I have two cards with them, and as I said before I am maybe guessing that it's because my debt with them is fairly low (no more than $3,000 total while the other cards are... higher).
        Decided on Chapter 7: October 13, 2010; Retained Attorney: October 20, 2010; Filed Chapter 7: February 4, 2011; 341 Meeting: March 23, 2011; Discharged: May 24, 2011

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          #49
          I was getting calls everyday from citi they called relatives of mine as well. I sent them a cease and desist letter telling them mail contact only and no more phone contact. I haven't heard from them in any way shape or form in 3 months.

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            #50
            I am actually going to update this with something I didn't think that I would - as of 2:30pm today, I have gotten *NO* phone calls. True, as soon as I post this, they'll start coming in, but there has been nothing from anyone today. How common is that?
            Decided on Chapter 7: October 13, 2010; Retained Attorney: October 20, 2010; Filed Chapter 7: February 4, 2011; 341 Meeting: March 23, 2011; Discharged: May 24, 2011

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              #51
              Another update that just happened: Citi called again, and this time there was FINALLY someone on the other end. As I've said, Discover and Chase called a few weeks back with someone 'live' on the other line, took the info for my attorney and have never called back. Citi, though, continued to have no one on the other end or it was good old Mr. Robot Voice. Just now, no more than five minutes ago, they called, I answered, and it was an extremely nice lady. I told her about the BK, gave her my attorney info, and she said that I will no longer receieve any calls from them and she even advised that if I do, I should document the date and time (wow!).

              Oddly though, I BoA has continue to be silent after weeks and weeks of limitless phone calls. I have heard nothing whatsoever from them in weeks now.
              Decided on Chapter 7: October 13, 2010; Retained Attorney: October 20, 2010; Filed Chapter 7: February 4, 2011; 341 Meeting: March 23, 2011; Discharged: May 24, 2011

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