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Use Google voice to help you with creditors

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    Use Google voice to help you with creditors

    We've recently filed, but I wanted to share a tool that we successfully used for 8 months to help us keep creditor calls at bay.



    Google voice assigns you a phone number that acts as a virtual router to any other phone number you choose, even multiple phones. It also captures voicemail which can be accessed online. There is a lot of automation you can do 'on the fly' and keep up with creditors who keep changing their number.

    Best of all it's FREE.

    It used to be a 'by invitation only' service, but is now open to anyone who wants to sign up. I put together the following for anyone who might be interested in keeping creditors at bay.

    I could gush all day about Google Voice and its various features, but I thought I'd provide you some examples of how we used it.

    Routing Calls:
    We began routing ALL calls through our Google voice number. We created specific voice mails (You can have as many as you like) that identified us and let the creditor know they made it to the right number. Often we would create specific voice mails for each creditor calling them by name in the greeting. As we received calls and identified creditors, we terminated their calls directly to the google voice mail. If they used a different number, we only got the one call and would quickly add it route straight to the appropriate voice mail. Our friends and family we would allow to ring through.

    Routing Direct calls
    Obviously creditors get a hold of your cell, or home number. We simply began routing those numbers through our Google voice using those service to forward incoming calls we saw come through on Google Voice. We had Comcast and Verizon which allow you to do that. This way no mater what number they try to call you on, they always arrive at the same place.

    Post filing
    I too believe it will be useful post filing, in case we get the creditors who break the rules and still insist on calling. Google voice creates a great single tool to keep records and voice mail you can refer to later. We'll see if we need it.

    I'll be around to take questions or help people through the process if you ask here. Hope it helps.

    #2
    I use GV as well. Another thing, one of the settings allows you to choose Caller ID info. Either the regular info or display your Google info (Showing it is a forwarded call) before you pick it up. This can be helpful depending on how you set things up and your strategy. You can also unofficially get multiple numbers as well.
    Disclaimer: I am not a lawyer nor giving legal advice. Use at your own risk.

    Comment


      #3
      I agree. Great tool for collection calls. I gave all my creditors my google voice number. I changed my cellphone# and give my friends and family my new number. Then I set the "do not disturb." It's been very peaceful. I see they are trying several times a day and maybe leave one voice mail each day or within 2 days. I could care less about being sue at the moment. In 6 months I am filing.
      +125K Unsecured so far. Change your cellphone#, give all creditors your Google Voice#, and turn on the "do not disturb." Now enjoy the rest of your day . Thank you Chase: I deal with you last.

      Comment


        #4
        Don't forget that you can also record a call by pressing 4 as you answer the call or at any time during a call. You can also add an extension to the Chrome browser and click numbers in the browser to have GV call your cell/home whatever to connect the call (effectively blocking your number).

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