I understand your reasoning. However, if you do not find a job, how will you qualify for a BK 13. I can see that if the CC debt was included in a BK 13 plan at 100% your trustee might allow you to keep everything else. I still think this would be rare, because you will be ruled by the exemptions of your state (or federal exemptions if your state allows them.)
You are certainly in a tough situation as you want to protect your credit and work out a settlement. And, if you don't get a job to keep up the payments when UE runs out, you will essentially have thrown good money after bad.
Best to you.
You are certainly in a tough situation as you want to protect your credit and work out a settlement. And, if you don't get a job to keep up the payments when UE runs out, you will essentially have thrown good money after bad.
Best to you.
Comment