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    Debt Validation questions

    I sent a few DV letters out, certifed mail so i know they got it. My question is, one of them has responded but sent it back regular mail. Don't they have to show proof of delivery just like i did when I sent it certifed mail? As far as i'm concerned when they call what's to stop me from telling them I never received their written response? It should be the same form of required delivery as I sent?
    Stopped Paying CC 5/1/10 Retained Lawyer 5/1/10 Filed CH7 9/01/10 341 Meeting 10/1/10 Discharged 12/7/10

    #2
    I don't think they have to send it certified...nothing can stop you from saying you didn't recieve...they will likely counter that the regular mail was NOT returned as undeliverable...

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      #3
      You need to realize, there is a difference between having rights and enforcing rights.

      You can send out all the DV's, and Cease and Desist letters you like, unless you are prepared to take them to court for the violations and spend 2 years in protracted litigation, the collection agencies can do whatever they want.

      As was mentioned, regular mail is sufficient. Unless you are going to court, it doesn't really matter.

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        #4
        Agree with HHM. Certified mail is a bluff for most people, and a total waste of money.
        filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!

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