When does the clock start for the 3 years? Last transcation, last payment, or when first payment defaulted? Thanks
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technically speaking, the 3 years starts after your last charge was made. Hang on to your credit card statements for proof.Originally posted by DaddyDavid View Post
This is what the Arizona Supreme Court had to say about the statute of limitations for credit card debt...
The world's simplest C & D Letter:
"I demand that you cease and desist from any communication with me."
Notice that I never actually mention or acknowledge the debt in my letter.
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