Prepaid Card instead of Bank Account

[HHM]

Bigger picture, why go to the trouble. What is your "end game" scenario for the debt itself?

In any event, if you really want the maximum protection, you will want a "smart card" version of a pre-paid cash card, these cards have a chip where the balance information is stored "locally" on the card.

[catleg]

I agree with HHM, this discussion is not productive unless you have a specific reason that you can't or won't file for BK yet. While a few people do successfully avoid collections, for most of us, especially with family, it's just way too stressful -- by design, if you get my meaning.

Treehugger's case being a notable exception.