Walmart money cards

[junker]

ok...now i am a little confused by my last post here.....Texas does NOT garnish wages....so if someone uses direct deposit of wages on a netspend acct...which is in TEXAS..and governed by Texas law...should NOT be garnished..right???...and they ADMIT..they are NOT a bank...so if someone in another state uses netspend for direct deposit..they SHOULD be safe..just by the FACT they are located in TEXAS.....from the way i am reading it....the case law quoted below...shows the REVERSE effect of domesticating a judgment but doesnt seem to apply to someone out of state....any help here clearing that up???

44. Texas Wage Garnishment

Wages cannot be attached or garnished, except for child support.

Income that is not a wage can be garnished or ordered turned over to a receiver.

Bank accounts, rents and royalties can be garnished.

Exemptions include social security benefits.

WARNING For individuals living in Texas who are paid from an out of state location, there is case law (Baumgardner vs. Sou Pacific 177 S.W. 2d 317) to support taking a judgment from Texas, domesticating the judgment in the foreign state, then filing the wage garnishment there. Many creditors have used this strategy successfully

[junker]

after walking my dog and thinking about it...i realize i misspoke...and was talking oranges and apples here.....garnishment will happen at the employer level...money will be taken before you get your check deposited...so if you work and live in California and have judgment in California...thats where the money is taken out...NOT because you have it sent to Texas...whats left of your check is whats sent to Texas netspend...now the netspend acct in Texas is a different issue altogether.....that would be seizure not garnishment...my mistake.....

[treehugger1]

We actually shut down a forum thread related to debit cards many months ago, when several of us believed there was "advice" related to breaking the law. Let's be careful where this thread is headed.

In my opinion, it would take a pretty ruthless judgment creditor/CA/jdb to bother attempting to find what debit card you subscribe to. While you might be required to give this information up in a debtor exam, you would certainly empty your account before furnishing the info. Afterwards, you could simply open a new pre-paid account with someone else. None of this is generally illegal.

I looked at the old thread posted by Whatmoney, and I can now update that in my remote corner of the Oregon Outback, we now have walmart prepaid cards.

"Pretty cool," the man said, thinking of his options in a sort of "hemming"way.