Just what exactly does "Judgment mean?

[AngelinaCatHub]

Thank you-I did just go back and re-read what I had posted. What happened was I asked another question in my thread-I didn't see any responses, so I posted another thread and asked the questions---which was: Should I call the 3 collectors to give them our atty contact info or send a DV letter. I didn't mean for it to look like I was re-phrasing my question for a different answer...I had a different question. But no harm done. I still love this forum and will continue to read everything I can. Heck, I'm going to be here for 5 years :/

Thanks for that explanation. No harm meant, no harm done. You are as all here, very special to us.

Please excuse me for any misunderstanding or inconvenience. 'Hub

[MSbklawyer]

MSbklawyer said "parish". Now how southern is that for ya? Very nice explanation MSbklawyer... even I understood it!

Haa haa. Yes, I live about 15 miles from the Louisiana/Mississippi line. Though I'm not licensed in La, a lot of my cases have cross-border issues such as the client owning property in Louisiana or having creditors there. If you say "county" to a Louisianian/Creole/Cajun/Coonass, he/she will at you like you said some funny sounding foreign word. So you get in to the habit of doing things with slashes like county/parish.

They also have a completely different legal vocabulary: instead of motion, they say rule; instead of lease, they say usufruct; instead of probate, they say succession.

[AngelinaCatHub]

Haa haa. Yes, I live about 15 miles from the Louisiana/Mississippi line. Though I'm not licensed in La, a lot of my cases have cross-border issues such as the client owning property in Louisiana or having creditors there. If you say "county" to a Louisianian/Creole/Cajun/Coonass, he/she will at you like you said some funny sounding foreign word. So you get in to the habit of doing things with slashes like county/parish.

They also have a completely different legal vocabulary: instead of motion, they say rule; instead of lease, they say usufruct; instead of probate, they say succession.

I say "Wassup?" Best time of my life was stationed in N.O. with my company traveling the state. Went to LaCombe Crab Festival and got crabs. (I live on St. Johns River and get my own) but I asked two CaJuuunes, "Hey how you eat those crabs?" Dey say: "Mon, De hole dammm ting", and so, I learned the best part of crab is what they throw away when cleaning. De fat in de wings is de best, git females fo dem roow.

Now, Cold female crabs then throw away all that meat. It ain't that good. 'Hub

[MSbklawyer]

Went to LaCombe Crab Festival and got crabs.

You might want to reword that.

[AngelinaCatHub]

You might want to reword that.

WWWEEELLLLL, let's not discuss this in the presence of Mrs. However that little coonass was a cutie pie.

[AngelinaCat]

Hmmmmmm!!!!......

[justbroke]

instead of lease, they say usufruct;

Reads like a lease I tried to get out of once... think the lawyer said "usufructed".

[frogger]

We've received 3 letters from collectors saying: pay up or a judgment will be filed.

Sounds like a poorly worded collection letter to me. If that is the exact wording that was used, and they have not filed suit yet in order to obtain a judgment, then the letter could/should be considered in a different light.

When the use the word "will", that is an implied threat that they must follow up on, or they will be in violation of the law.

Most letters say could/possible/might/may, and such words.

When you say a word that is definitive, that changes things in the collection world.

[sheilaE]

Hi Frogger,

All 3 letters read the same:
If you notify this office in writing within 30 days from receiving this notice that the debt, or any portion thereof is disputed, this office WILL obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.

I'm still don't have the answer to the question of: which will buy us more time....call & give them our atty's contact info or send them a DV letter.
I was trying to avoid calling our atty to ask this question because it's going to cost us to talk to him, but I'll just suck it up and call tomorrow & get his opinion.

[frogger]

Hi Frogger,

All 3 letters read the same:
If you notify this office in writing within 30 days from receiving this notice that the debt, or any portion thereof is disputed, this office WILL obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.

All you got was the standard debt validation letter from a collection agency. This letter means nothing. It is nothing more than an attempt to collect.

Remember...... in the collections business, words mean something.

If you want to buy time, dispute it and make them verify it. Send that request to them at about day 25. You can buy more time.

[flyinbroke]

You might want to reword that.

OK I just spit my coffee when I read that.