For those that may need it 
Here is the debt validation letter I used - feel free to cut and paste, and add in what you need to.
FROM: XXXXXXXXXXX
123 Sesame Street
Whereever, USA
TO: COLLECTION AGENCY
XXXXX Street
Anywhere, USA
*(And if they are being rep. by the lawfirm, include the lawyers name and address)
LAWYER JOHN
XXXXX Street
Anywhere, USA
Date: XXX XXXX
Re: Your letter, dated XX March 2010 (attached)
To Whom It May Concern at the Law Office(s) of XXXXXX:
This letter is being sent to you in response to a notice sent to me on your behalf as well as by your client, XXXXXXXXXXXXXXXXXX., on XX XXXX 2010, received by me on XX XXXX 2010. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you or the client you represent, XXXXXXXXXXXXXXXXX.
Please provide me with the following:
1. What the money you say I owe is for;
2. Explain and show me how you calculated what you say I owe;
3. Provide me with copies of any papers that show I agreed to pay you what you say I owe;
4. Provide a verification or copy of any judgment if applicable;
5. Identify the original creditor;
6. Prove the Statute of Limitations has not expired on this account;
7. Show me that you are licensed to collect in my state;
8. Provide me with your license numbers and Registered Agent;
9. Signed agreement from the debtor confirming to pay the debt;
10. The agreement which authorizes you to collect debt on the assumed debt.
11. Complete payment history, the requirement of which has been established via Spears v. Brennan 745 N.E.2d: 2001 Ind. App. LEXIS 509 and
12. Agreement that bears the signature of the alleged debtor wherein he agreed to pay the original creditor.
13. Letter of sale or assignment from the original creditor to your company. (Agreement with your client that grants you the authority to collect on this alleged debt.) Coppola v. Arrow Financial Services, 302cv577, 2002 WL 32173704 (D.Conn.)
Pursuant to the Fair Debt Collection Practices Act (FDCPA), I am also requesting, in writing that no telephone contact be made by your offices to my home, to my place of employment or any other person(s) regarding such debt. Any attempts by your office and/or your client for telephone communications with me, including but not limited to computer generated calls, any electronic device type of contact, and calls or correspondence sent to or with any third parties, it will be considered harassment under the FDCPA. Let it be known that all future communications with me MUST be done so in writing and sent to the address noted in this letter by USPS. Any other type of communication received other than in writing will be recorded and used for legal purposes pursuant to FDCPA and standards.
This is an attempt to correct your records and/or your clients records as well as to inform you and/or your client of my intent under the FDCPA, (Change the code to what your state one is above) VA Code Ann. 19.2-62, any information obtained shall be used for that purpose. These letters were sent Certified Registered Return Receipt via USPS.
Best Regards,
XXXXXXXXXX
Here is the debt validation letter I used - feel free to cut and paste, and add in what you need to.
FROM: XXXXXXXXXXX
123 Sesame Street
Whereever, USA
TO: COLLECTION AGENCY
XXXXX Street
Anywhere, USA
*(And if they are being rep. by the lawfirm, include the lawyers name and address)
LAWYER JOHN
XXXXX Street
Anywhere, USA
Date: XXX XXXX
Re: Your letter, dated XX March 2010 (attached)
To Whom It May Concern at the Law Office(s) of XXXXXX:
This letter is being sent to you in response to a notice sent to me on your behalf as well as by your client, XXXXXXXXXXXXXXXXXX., on XX XXXX 2010, received by me on XX XXXX 2010. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you or the client you represent, XXXXXXXXXXXXXXXXX.
Please provide me with the following:
1. What the money you say I owe is for;
2. Explain and show me how you calculated what you say I owe;
3. Provide me with copies of any papers that show I agreed to pay you what you say I owe;
4. Provide a verification or copy of any judgment if applicable;
5. Identify the original creditor;
6. Prove the Statute of Limitations has not expired on this account;
7. Show me that you are licensed to collect in my state;
8. Provide me with your license numbers and Registered Agent;
9. Signed agreement from the debtor confirming to pay the debt;
10. The agreement which authorizes you to collect debt on the assumed debt.
11. Complete payment history, the requirement of which has been established via Spears v. Brennan 745 N.E.2d: 2001 Ind. App. LEXIS 509 and
12. Agreement that bears the signature of the alleged debtor wherein he agreed to pay the original creditor.
13. Letter of sale or assignment from the original creditor to your company. (Agreement with your client that grants you the authority to collect on this alleged debt.) Coppola v. Arrow Financial Services, 302cv577, 2002 WL 32173704 (D.Conn.)
Pursuant to the Fair Debt Collection Practices Act (FDCPA), I am also requesting, in writing that no telephone contact be made by your offices to my home, to my place of employment or any other person(s) regarding such debt. Any attempts by your office and/or your client for telephone communications with me, including but not limited to computer generated calls, any electronic device type of contact, and calls or correspondence sent to or with any third parties, it will be considered harassment under the FDCPA. Let it be known that all future communications with me MUST be done so in writing and sent to the address noted in this letter by USPS. Any other type of communication received other than in writing will be recorded and used for legal purposes pursuant to FDCPA and standards.
This is an attempt to correct your records and/or your clients records as well as to inform you and/or your client of my intent under the FDCPA, (Change the code to what your state one is above) VA Code Ann. 19.2-62, any information obtained shall be used for that purpose. These letters were sent Certified Registered Return Receipt via USPS.
Best Regards,
XXXXXXXXXX
Comment