Doesn't this means every time they call they are violating FDCPA because "I did not get the letter" is not an excuse? This is how they get default judgments, after all....because "I didn't know" is not an excuse. They may be under no legal obligation to pick it up, but if I am not mistaken they are under legal obligation to respect the information within if I dispute a debt or tell them to quit calling incessantly and use the mail to contact me.
Sending first class is no guarantee though, either. They can easily claim they never got it and you would be hard pressed to prove otherwise.
Sending first class is no guarantee though, either. They can easily claim they never got it and you would be hard pressed to prove otherwise.
Comment