Collection calls have gotten humorous

[Amadan]

So, now that we retained a lawyer I am able to answer the phone and give them his contact info (per his direction). Unfortunately most of the cards are in my wifes name, and she is still too spooked to answer the phone. So I answer and say she cant come to the phone right now but I can provide you with the contact info for our lawyer "click". Just got three of those in a row from three different internal collection agencies.

Should I even bother?

[blessed]

I think I'd say "we're filing for bk" and see if they ask for the attorney name. Someone called for my husband and I was able to give the info so they can stop calling.

[DebtHater]

Any cc companies that called for accounts in my wife's name let me talk to them.

[nerves]

I ran into issues with creditors not wanting to talk to me for the debt in my husbands name. I told them I am sure you would have a change of heart if I was to offer you full settlement. Some were dumb enough to want to continue the conversation and others just hung up.

[LALADY]

What I did, after I hired a lawyer just to strategize whether or not to file.

"Hi, [name]. I'd love to talk with you, but can you call me at my new phone number?"

"Sure. What is it?"

[Give them # to attorney's office.] Repeat, as necessary.

[GoingDown]

What I did, after I hired a lawyer just to strategize whether or not to file.

"Hi, [name]. I'd love to talk with you, but can you call me at my new phone number?"

"Sure. What is it?"

[Give them # to attorney's office.] Repeat, as necessary.

Ha! This is what I would do if I filed bk.

"Oh, you might want my new work phone number... it's (602) [bk attorney's phone number]." Then hang up on them.