Got this yesterday from Target Visa -- a nice touch was the handwritten envelope and signed by a real person, who called me by my first name .
It says "Your account is now under review for placement with the law firm of Weltman, Weinberg & Reis for further collection efforts. However there is still time to work out satisfactory payment arrangements with Target National Bank. Please give me a call...."
Just another scare tactic, I'm assuming? I only owe them $1810 and have spoken with their reps four times, but not since 2/20. They say the account is three months' past due, I say two. (I still think the late date should start when you miss the next payment, not from the last time you paid!!)
It says "Your account is now under review for placement with the law firm of Weltman, Weinberg & Reis for further collection efforts. However there is still time to work out satisfactory payment arrangements with Target National Bank. Please give me a call...."
Just another scare tactic, I'm assuming? I only owe them $1810 and have spoken with their reps four times, but not since 2/20. They say the account is three months' past due, I say two. (I still think the late date should start when you miss the next payment, not from the last time you paid!!)
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