We have 13 CCs, 7 of which are with two banks: Chase (4) and Amex (3). My question is will we have to negotiate each card or can we negotiate the aggregate amounts with each bank?
Thank you
Thank you
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Don't expect many replies to your query. Some of us, but very few, have attempted negotiations. Many of us that did, failed at a later date. Some have been successful, but if you read the collections threads, there are very few posts. There are other forums that might serve you better.
My own experience with C1 was that they treated each account as a separate account to be collected upon. There is probably good reasons for doing so. In my case with C1, it appeared that different "branches" had different cards. There were even different consumer phone numbers for the cards. This was also my experience with BoA. Your mileage may vary. -
Thank you, treehugger. Can you please suggest other forums that might be more useful on the topic of debt settlement? This forum has been hugely helpful for learning about the ins and outs of BK.Comment
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