Hi -
Yesterday I informed a creditor I had retained an attorney and gave them the name and number. The person I spoke to asked if he had my permission to send me a cease and desist letter, which I just had to "sign and return so we can move this out of our office." (I assume it moves to legal, but didn't ask.)
I said he could send it if he wanted, but also stated I didn't know that it was necessary and wasn't sure if I would sign it (I had no intention of signing anyway - they can call all they want).
The letter arrived today, FedEx overnight, and it's not a cease and desist letter. It's a third-party authorization letter, giving them permission to speak to my attorney. It's pretty straightforward but I still don't think I need to sign and return.
What are they up to that would cause them to send this letter? Might I have spurred them to speed up a lawsuit by telling them I'd retained an attorney? Are they trying to verify my address to serve me? Signature wasn't required. Is this standard procedure? I haven't notified any other creditors yet.
This creditor (a large national one with many complaints about it on this board) has always seemed a little trigger-happy and has always threatened legal proceedings at 60 days past due. The FedEx was a surprise, too.
I haven't asked my attorney because it's after hours today. I thought I saw this type of letter mentioned yesterday when I was searching cease and desist letters on the forum, but couldn't find it today.
Thanks.
Yesterday I informed a creditor I had retained an attorney and gave them the name and number. The person I spoke to asked if he had my permission to send me a cease and desist letter, which I just had to "sign and return so we can move this out of our office." (I assume it moves to legal, but didn't ask.)
I said he could send it if he wanted, but also stated I didn't know that it was necessary and wasn't sure if I would sign it (I had no intention of signing anyway - they can call all they want).
The letter arrived today, FedEx overnight, and it's not a cease and desist letter. It's a third-party authorization letter, giving them permission to speak to my attorney. It's pretty straightforward but I still don't think I need to sign and return.
What are they up to that would cause them to send this letter? Might I have spurred them to speed up a lawsuit by telling them I'd retained an attorney? Are they trying to verify my address to serve me? Signature wasn't required. Is this standard procedure? I haven't notified any other creditors yet.
This creditor (a large national one with many complaints about it on this board) has always seemed a little trigger-happy and has always threatened legal proceedings at 60 days past due. The FedEx was a surprise, too.
I haven't asked my attorney because it's after hours today. I thought I saw this type of letter mentioned yesterday when I was searching cease and desist letters on the forum, but couldn't find it today.
Thanks.
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