6 Months From BK, Is It Wise To Take Collector Calls At All?

[mkuki]

If you don't plan to file for several months, but give the creditors your attorney's name & number, won't that make the creditor speed up the process to sue you?

Nope, they wont do shit.

I lawyered up in Jan 2009, stopped paying my creditors same month I got an attorney. Every creditor that called with a blocked number was not let thru by my service provider (vonage), which forced all of them to identify.

I Spoke with all the creditors telling, informing them of a pending CH7, they asked & got the atty name & number, plus a big happy good luck for them getting TARP money.

Finally filed in Oct 2009, and not a single peep from any creditor. I got enough time to spend my refund on a low mileage used van, got newer furniture, upgraged the family clothing, kept the rest in a savings acct that survived the Federal exemptions ($10K), and life goes on.

I now have more money in savings than when I had EXCELLENT credit/Fico score...LOL!