question about a letter from a lawyer

[gucciman]

dont pay ticket

i live inthe toledo ohio area. i have had several red light tickets. there is absolutely no way for them to identify the driver as you. tell them you loaned the car to john doe, make up a fake address in some other state and send them a big spoon in the mail so they can eat the ticket! works every time!

[lrprn]

i live inthe toledo ohio area. i have had several red light tickets. there is absolutely no way for them to identify the driver as you. tell them you loaned the car to john doe, make up a fake address in some other state and send them a big spoon in the mail so they can eat the ticket! works every time!

Gucciman, when you joined the forum, you agreed to abide by the forum rules. One of those rules is to not suggest that members do illegal or fraudulent actions, which is exactly what you have proposed here.

In the future, please do not share such advice here in the forums. Thanks!

[lindsay2181]

Just for kicks I sent an email to them explaining the situation and asking if $25 would be sufficient. I got back a very unprofessional email in reply:






Re: File # xxxxxx
From: [email address deleted by moderator]
Sent: Fri 1/01/10 7:32 AM
To: (my email address)

that is fine thnks



-----Original Message-----
From: (my email address)
To: [email address deleted by moderator]
Sent: Thu, Dec 31, 2009 12:12 pm
Subject: RE: File # xxxx


To the Law Offices of [deleted by moderator],

I am writing this in response to a letter I received via USPS mail, regarding File # [deleted by moderator], in which you are attempting to collect a debt in the amount of $187.50 owed to [deleted by moderator]. I received the original ticket in the amount of $125.00 and was not able to pay it in a timely fashion. I am unemployed and not able to work at this time because of my high risk pregnancy. Shortly after I was ticketed in the amount of $125.00, this fine was reduced to a mere $25 by the City-Parish Council Ordinance after it was agreed that the amount was excessive. I contacted [deleted by moderator] and agreed to make a $25 payment over the phone. I was told that any existing fines prior to the date it was changed, would remain $125.00 and not be reduced. They also were unwilling to accept payment arrangements and refused any partial payment. I would have gladly made a payment for $25.00 that day had they been willing to accept it. A 50% late fee was later added to the fine. However, I was not/am not able to pay $187.50 when I have no income. I hope to be able to return to work in 3-4 months after giving birth to my son but will likely have filed bankruptcy before that point. Obviously I have other debts I am unable to pay at this time as well.

I am still willing to make the $25 payment; please let me know if that will be sufficient. I simply cannot afford much more than that at this time. Thank you.

Sincerely,

(my name)

------------------------------------------------------------------------------------------------------

I read "that is fine thnks" and was like seriously?! Should I even bother paying them the $25? Will that get rid of them?

[lrprn]

I read "that is fine thnks" and was like seriously?! Should I even bother paying them the $25? Will that get rid of them?

Lindsay, you were smart to delete your own email address, but I also deleted all of the specific business names, emails, and other traceable information from your email cut-and-paste post as well.

Frankly, the only thing that will get this creditor off your back is to pay them off in full. Sending a partial payment is a waste of your hard-earned money, especially if you intend to file soon and this debt willl be wiped out. If that's the case, then don't do it.

[catleg]

You'll feel really dumb when you get the next bill for 162.50. Don't send it.