Collector made coworker cry

[mummy]

Wow the collection calls are getting bad. One of them made my DH's coworker cry and another one called for me and was rude to someone in HR. Now my boss has ordered me to make the calls at work stop.

We can't file for another month.

Then this afternoon one of the automated machines called my DH at work and he waited and listened and it turned out it was actually for one of his coworkers!!!

Sigh...can't wait until this is over.

[Faust]

Oh I hear ya! I have to wait until the end of March and they only just started calling on Sunday.

I'm tempted to make up weird stories that all my money was stolen by aliens and I need the CA to give me the secret password only they know so I can get my money back. hehehehehe

[GotNoMoney]

Depending on your state laws and if this is an OC or not you have some options to prevent them from calling your work.

[walkthaplank]

If this is a collection agency, send them a cease and desist letter (search the web or even search this forum for a sample). They will likely refer it for a lawsuit, hopefully you'll be filing before they get a judgment. Also if you have retained a lawyer give the creditor the lawyers name and number. Many of the larger banks will accept that and stop calling you for a couple of months.

You do not need to put up with that in your workplace. If this is the original creditor, depending on your state laws they can likely continue calling you. I'd still try a cease and desist after I gave them the lawyer info.

Good luck

[GoingDown]

Send them a cease and desist communications letter by certified mail (since your boss is angry about the phone calls) and send one to the original creditor if this is not the original creditor. It has been my experience, that eventhough original creditors are not required to follow the Fair Debt Collection Practices Act, most of them will still follow it when they get the letter from you in the mail.

Your letter could be as simple as this...

Your Name
Your Address
Your Phone Number
Your Work Phone Number (since they already have it anyways)
Your Account Number (if you know it, if not don't worry about it)

"In accordance with the Fair Debt Collection Practices Act, I demand that you cease and desist from any communication with me. Please be advised that I am not allowed to get phone calls from debt collectors at work, and if you continue to call me at work, you are violating federal law. This letter was sent by certified mail (include the certified mail number here) on the following date (put the date of mailing here)."

Then send it by certified mail and make a copy of it for your employer. Then you have done all you can do to make the phone calls stop until you can file BK. If your employer is a reasonable person, he or she will accept this.