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Where did US bank get the money?

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    Where did US bank get the money?

    I just got a letter,

    Dear,
    Thank you for your recent payment of $$179.00. However, your account is still past due.

    Please call us regarding this matter or send the remaining past due amount of $1,125.00 today.


    So, who paid the $179.00, it wasn't me, I never spoke to them. I checked my closed checking account, the one that I used to pay electronically, and I don't see any withdrawal or any notice of someone trying to collect money from my account.

    This is puzzling.

    #2
    Maybe it's a trick so you'll call them ?

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      #3
      Is it directly from US Bank or a CA?
      Filed CH 7 9/30/2008
      Discharged Jan 5, 2009! Closed Jan 18, 2009

      I am not an attorney. None of my advice is legal advice in any way..

      Comment


        #4
        Directly from US Bank

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          #5
          I was thinking like the previous poster that it was a setup to either re-age the debt or to get you to call. Did you ever pay with a CC on that account or any other method of pmt besides the one account you closed?
          Filed CH 7 9/30/2008
          Discharged Jan 5, 2009! Closed Jan 18, 2009

          I am not an attorney. None of my advice is legal advice in any way..

          Comment


            #6
            The only payment method i've used was through that checking account that I closed.

            Comment


              #7
              probably just an error
              Take $10 billion from the government and then sue me...nice

              Comment


                #8
                US bank could have done an electronic bank withdrawl from the account you closed and it may show you made a payment to them now but it takes a few days for US bank to be notified that the account was closed and charged back the $175
                9/22/2009 - officially filed chapter 7
                11/03/2009 - scheduled 341 - COMPLETED
                01/04/2010 - last day for objections
                01/11/2010 - DISCHARGED & CLOSED

                Comment

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