Joint ownersship, without joint debt?

[NoMoreCards]

My fiance' has a judgment against him. However to cover him with health insurance via my employer's "domestic partner" option, we must show joint ownership of something.

I have a 1993 Gran Marquis, with a KBB value of under 3000. If both our names are on this car, do we risk them taking it to settle his debt?

We are in the state of Michigan if that helps. He has no other property in his name. We have considered a joint savings account (to show joint ownership) and leaving only like 10.00 in it. :-) , as a option as well.

Does anyone know how that works, or if either of these ideas would work? Or if someone has another idea?

[AngelinaCatHub]

Usually if a car is Titled "and" you both own it. If it is Titled "or" you each own it individually, in other words, either party could sell it without permission of the other, or change the Title. The "and" would probably not be attachable as you both have a 50% undivided interest in the item. 'Hub

P.S. it is possible to further protect it if you borrow ten bucks from a friend and he is willing to put a lien on the car. The amount does not show, only the lien.

[NoMoreCards]

Aah, very good point. I would be sure it would be titled with "and" instead of the or.

That would help protect it I expect.

Thank you AC-hub.

[OhioFiler]

Marriage would solve your problem without all that other stuff.

[NoMoreCards]

Marriage would solve your problem without all that other stuff.

We are planning marriage, however we want our son to be there so it won't happen until spring. He was a baby when we split up and is now 29 years old with his own family. We have decided to wait until our son and his family can come, as it is important to us.

[OhioFiler]

You can marry before the JOP and have your ceremony for the son next spring. Many people have multiple celebrations.

[AngelinaCatHub]

You can marry before the JOP and have your ceremony for the son next spring. Many people have multiple celebrations.

We got married in the Courthouse square by a very old Judge who forgot some of the words. Two couples passed between us on the walk, the second time the Judge said, "if you do that again, you'll end up married". (True story)

Two years later we got married on the same day in Mrs. Church. (The "real" wedding) 'Hub