Bummer....looks like one of my OC's is getting ready to file suit. The OC is Target. They have hired a local law firm and the firm sent me "the letter" to respond within 30-days to dispute...blah...blah...blah... I have not been served any papers but I'm thinking now would be a good time to file to save the trouble and expense of trying to vacate a judgment down the road. What do you guys think? Only reason I am waiting is to see how the median income adjusts at the end of the month and to save a bit more cash.
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At this time, you have plenty of time. First 30 days, then they must dunn you a bit more and then a summons, 30 or so more days, then you can go (you MUST go) and answer, but you might request a full accounting, that may cost them some time, but even then, you may have time for a trial if you insist or other mediation attempt. Point is, you got time. 'HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010. -
Thank you for the quick response. I am still learning about this whole process so do I send a DV letter to the law firm just as I did with the CA's?Comment
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I would just ignore them at this time. Unless they harass you, you wish to hear from what is going to be or may be. No letter. Just wait and see. 'HubOriginally posted by Rob517 View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
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K...thanksComment
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yeah, i got one too from a local law firm on a $900 mervyns bill. I sent them a DV, have not heard back yet. you got time. just put your BK plan together, and be ready to launch before they sue you in court. if they file against you then their out $200 or so bucks.Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7Comment
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Yep Ive got my paperwork in order just waiting for the attorney to do his part. Looking forward to getting it over with really. I want to move on with my life and take advantage of my fresh start. Thanks to all.Originally posted by albacore44 View PostComment
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