Prohibited Behavior

[Nicollette]

I just read an article in the Columbus Dispatch that says consumers in Ohio who think a collector has violated the law can file a complaint with the Ohio attorney general's office at SpeakOutOhio.gov, or by calling (800)282-0515.

[BigJohn]

I just read an article in the Columbus Dispatch that says consumers in Ohio who think a collector has violated the law can file a complaint with the Ohio attorney general's office at SpeakOutOhio.gov, or by calling (800)282-0515.

Most if not all Attorney Generals put collection violations on a low priority. Debt collectors know this.

[frogger]

Most if not all Attorney Generals put collection violations on a low priority. Debt collectors know this.

Not only a low priority, a VERY LOW priority. Unless there are some really bad things going on, they are pretty much ignored.

[justbroke]

I found that if it's an election year, and they are receiving thousands of complaints for a specific collection agency or other scammer... press conference!

(But still nothing really done overall. The closer it is to election, the more results you get.)

[klandsb]

Have my fingers crossed. I was with a Debt Settlement Company for 8 mths from July 2008 until earlier this year. I filed a complaint w/the Attorney General for PA and last week got a case # and agent assigned to look into my claims. Hopefully, they can get some of my money back for me... Not sure if I should be optomistic or not ??

[justbroke]

Have my fingers crossed. I was with a Debt Settlement Company for 8 mths from July 2008 until earlier this year. I filed a complaint w/the Attorney General for PA and last week got a case # and agent assigned to look into my claims. Hopefully, they can get some of my money back for me... Not sure if I should be optomistic or not ??

There must be an election coming up in March next year or something. Ah, yes... it would be the time for primaries and the A.G. needs to be on good behavior!

[BigJohn]

The Attorney General's office and Better Business Bureau are both worthless in my opinion.

For example, who pays the bills for the Better Business Bureau? Businesses!

.......Possibly the business you might have an issue with!


What is needed is people to become pro-active. Talking about company after company that violates the law of the land doesn't get us anywhere.

What we need is 'meat'. We got to look at how we can 'fight back' by taking these characters to court Pro Se.

for example, I have looked at what is needed to take somebody to court for violating the American Disability Act (ADA), but only can go so far. So for the most part, I am clueless. This also applies to handling credit issues.

[justbroke]

I'd be happy to help write a Fight Back guidebook with ya! I'll handle the stay violation stuff.

[ForumReader]

Have my fingers crossed. I was with a Debt Settlement Company for 8 mths from July 2008 until earlier this year. I filed a complaint w/the Attorney General for PA and last week got a case # and agent assigned to look into my claims. Hopefully, they can get some of my money back for me... Not sure if I should be optomistic or not ??

If the trustee at my upcoming 341 meeting questions the fees that I paid to a DSC also for 8 months, I am going to ask the trustee if he will go after the DSC if he could. Anything to get the DSC to pay up for their scamming tactics! I have not gotten in touch with the GA of VA, but I don't know if it will be worthwhile to do so. I definitely am in the process of filing a complaint to FTC about this DSC.

[BigJohn]

I'd be happy to help write a Fight Back guidebook with ya! I'll handle the stay violation stuff.

Sounds good. Where do we start?

[justbroke]

Sounds good. Where do we start?

Uhhh... after my discharge?

[Worried Mom]

The sad part is the AG's office is like a class action lawsuit. You rarely get any of your money back, but the AG will cut a deal or fine the party and that money goes into the state fund of into some (not that I am against this) domestic violence fund. You yourself rarely get money back from the AG's office.

I was watching Dateline NBC last night and they had a recap on the bad collectors out of New York and how they took tens of thousand of dollars from people by threatening to put them in jail and posing as police officers. The NY AG's office finally closed them down and fined them. Did the money go back to the people who paid? No, it goes into some fund and all the money they seized from the illegal collections does it go back to the people that paid it? No....it goes to the State of NY...

BigBoy, I may be mistaken, but I believe that the victims did get some of their money back and the debts were wiped out. It wasn't a lot, but it was something. I'll see if I can dig up any links