This is a simple question and I believe I know the answer. We received 2 doctor bills after we had filed, and I was wondering about including them in BK after the 341 is over. They are not major bills. One for $240, one for $84, both have gone to collections. The first I had been paying on, obviously not enough, they turned me in. Actually I don't really care about the collections thing. I am willing to make payments I can afford because honestly at this point their threat of what this will do to my credit kind of strikes me as funny.
Neither are big and if this is going to cost me more money for the BK, then I would just as soon pay them.
You know this bill was for an ultrasound for my 14 yr old son who had a swollen lymph node. I was scared to death. Everything came out fine, the node shrunk but it was very worrisome for us. Our insurance which cost us $200 a month for our family applied these bills towards our deductible. Our deductible is $500 per person. I guess I am sick that they paid nothing towards either of these bills. Then to top it off, you make payments, but they don't like the amount so they turn you in to collections. Sickening!
Sorry for the rant, anyway, would you include this in a BK or basically amend you BK after the 341 for such a small amount? Will this bring more attention to us and would we be better off to just pay it and forget it? I am p***** they turned us in over this, and would love to just turn it over and give them nothing, but, on the other hand why rock the boat? Am I right in my thinking?
Neither are big and if this is going to cost me more money for the BK, then I would just as soon pay them.
You know this bill was for an ultrasound for my 14 yr old son who had a swollen lymph node. I was scared to death. Everything came out fine, the node shrunk but it was very worrisome for us. Our insurance which cost us $200 a month for our family applied these bills towards our deductible. Our deductible is $500 per person. I guess I am sick that they paid nothing towards either of these bills. Then to top it off, you make payments, but they don't like the amount so they turn you in to collections. Sickening!
Sorry for the rant, anyway, would you include this in a BK or basically amend you BK after the 341 for such a small amount? Will this bring more attention to us and would we be better off to just pay it and forget it? I am p***** they turned us in over this, and would love to just turn it over and give them nothing, but, on the other hand why rock the boat? Am I right in my thinking?
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