Got a certified letter today, from the IRS, how fun!!

[All Cash]

So I owe back taxes from last year. After sending us about 3 notices in the mail about the amount owed, they now have sent another one, but this one is via certified mail.

I freaked at first thinking it was a creditor, but it's just the IRS.

The reason I say it's just the IRS, is that they were the most polite out of everyone that I owe money too when I told them I was filing a BK soon.

They gave me atleast 15 weeks to file and immediately ceased all collection activity, and even told me to call them back if I had not filed it within the 15 weeks, otherwise they would attach a lein to my house.

So it is helpful to keep in touch with the IRS if you owe them money and plan on filing a BK, they were very helpful.

Too bad you can't include your last years tax debt in your bankruptcy.

[optimistic1]

Actually I am, I have not yet filed.

[StartingOver08]

Actually I am, I have not yet filed.

You can discharge back taxes only if they are from at least 3 yrs old (not certain on the date). But check the tax sticky by HHM, he has the dates right in the sticky for the dischargablity of back taxes.

To make it easier, here is the link: http://www.bkforum.com/showthread.php?t=24853

[optimistic1]

I am not looking to discharge the debt, I am filing a 13, the tax debt will be paid into my plan, listed under unsecured priority debt.

[StartingOver08]

Oh, excellent!