So my husband decided he would have a little fun with the answering machine today since the phone is ringing off the hook. We have somewhere in the neighborhood of 15 cards all just hitting the 30 day mark. So he recorded a new outgoing message to our machine. You hear "Hello" then a pause then "Hello?" then a pause then he answers with "yes" then another pause then "yes". Its made us chuckle all afternoon listening to them responding and going into their spiel's before realizing they are talking to a machine. One benefit is its letting us know how much each card is now trying to collect LOL
-
-
It can be fun to play with collectors. Just this morning I chatted with one for 20 minutes then finally told her I couldn't pay anything but I was glad to keep her from calling anyone else for 20 minutes on a Saturday morning. She wasn't happy!
You will want to take those calls to verify your billing address and the correct phone number. Otherwise, they'll start calling friends and neighbors. Also, if you take the call they won't call back for about 4 days.Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick -
Oh I've been talking to them from time to time. Its fun to hear them sound like they are breaking some news to me that I don't know when they tell me how much we owe, and how this must be a mistake because we haven't typically been late etc. I love the "Can you tell me whats happened as we may have a plan that might be able to help you" I'm like what has happened is the economy and an awakening. Then of course the gibberish about how much they care and want to help. How they have some wonderful program they can set me up in to lower my payments. My response is basically I can't pay you now, I'm not going to promise you payment at some future date because there is no guarantees that I would be able to keep such an arrangement and I'm not going over my financials with them to get me into some kind of repayment plan because they have no intention of lowering my payments to zero which is all I can truely afford to pay. I'm working on my situation and when I have a solution I'll be sure to let them in on it.
They call back the next day like anything could possibly have changed in a 12 hour period. Its amazing.
Even with the recording my husband put on we've had a couple call right back again like they somehow accidentally got cut off.
If they took all the salaries of all the call center people they could probably pay off huge amounts of debt especially when combined with their bailout money from the govt.Comment
-
Whenever one of these script reading collectors tells me "We can take care of your late fees..." or "We can do blah. blah blah" I always tell them "Great! Go ahead and do that!" Of course then we have to argue over why they can't do it unless I make a payment.
Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -RickComment
-
I love how they pretend the "late fees" are the big problem.Originally posted by OhioFiler View PostWhenever one of these script reading collectors tells me "We can take care of your late fees..." or "We can do blah. blah blah" I always tell them "Great! Go ahead and do that!" Of course then we have to argue over why they can't do it unless I make a payment.
When I was one month late on my amex card I had a $39 late fee, and the APR increase resulted in an extra $870 in interest.
wow! you will remove the late fee!? That's great! I can pay you $1400/mo from now on instead of $530 since I don't have that pesky late fee to pay!Comment
-
LOL thats a good one..Originally posted by OhioFiler View PostFiled on 7-17-09
waiting for 341
341 meeting 8-21-09
discharged/ case closed 12/23/2009
Comment
-
OK, here is also a funny one: Mrs. and I had a problem with Mother's ex husband after she died. He stole her MH Title and changed the name. It was my property, in her divorce decree but was not transferred. After a suit and after I called him due to him calling drunk and threatening me, I found that after six rings, a fax machine answered. WEEELLLLLLL, being a computer guru as I R, I simply with my fax modem, looked up the Bible, page one and faxed the Bible to their machine.
Can you imagine coming home to a ream of paper and a smoking fax machine? I monitored the connection and at least an hour of pages were printed. They were not pleased. LOL 'HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
-
My favorite collection technique is the URGENCY. "You MUST handle this by 5:00 today!" At those I break into my most serious voice and demand to know what will happen at 5:01? Will the world come to an end? Will the collector turn into a pumpkin? What will happen at 5:01. I have to know, please call me back this evening so I can know what happened at 5:01.
AngelinaCatHub, I used a similar fax method with a CA but I just printed a few pages in reverse (black box, white type) that said to not fax me any more, then taped page one to page three and faxed them all night. I wonder how much the toner cost?
On a serious note OhioFiler is absolutely correct, if you don't confirm with the CA that you are the party they are trying to reach they will begin dialing you WORK number, your FRIENDS numbers and anyone else they can think of to "attempt to locate" you.Comment
-
Originally posted by AngelinaCatHub View Post
That's 2 2 funny, Hub. Hope you got the MH title in your name.
LuciComment
-
Hi Luci, yes, we eventually prevailed. It took a suit and a judgment against ex-husband's new gal-friend--who was 'da brains o' da outfit', which resulted in us picking up her car to help settle the judgment.
To the OP: I still like the message that one of my elder friends had on her machine: "You have reached the number you have dialed!".
This recorded by her son in a bass baritone voice."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."Comment
-
The loop of death! That's some old school HPA revenege there!Originally posted by Bell30656 View Post
Comment
-
We should all contact a certain creditor on a certain date and at a certain time - that should overload the phone lines, shouldn't it?Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17Comment
-
Too bad we all can't order pizza to be delivered at a certain time to a certain creditor and then when all these pizza places all show up with their pizzas, call the police and tell them there looks like a riot is in progress.Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17Comment
-
Big John, too bad Caller ID now messes up all the really good pranks.Comment
Comment