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wells fargo doesnt mess around

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    #16
    Originally posted by optimistic1 View Post
    is that the way they worded it? we are going to file a judgement against you!@!!, what scare tactics, I would mail them one back with my bk file # with a big happy face on it.
    depends if you really have a BK number to file. Fraud, can land
    you in a lot more hot water then the little bit he may owe...

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      #17
      What makes you think WF didn't take TARP money?
      They complained about having to take $25 billion of it, but they are one of the 10 bank that have not rushed to pay it back. Maybe they've had time to take a better look at Wachovia's portfolio since then.
      filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!

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        #18
        Originally posted by dscurlock View Post
        depends if you really have a BK number to file. Fraud, can land
        you in a lot more hot water then the little bit he may owe...
        Fraud as in?

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          #19
          Originally posted by albacore44 View Post
          dear mr.deadbeat,

          despite our previous attempts to work with you, you remain a deadbeat and your account remains seriously delinquent. we would like to work with you to resolve this situation. however if you insist on being a dead beat, and you do not contact us by 7/25/09, we may refer your account to an attourney to obtain a money judgement against you.

          blah blah blah blah
          Respond:

          Dear Mr. Jerk,

          Despite my previous attempts to get the money to pay you, I remain without this money and my account will probably remain seriously delinquent. I would like to work with you to resolve this situation. However, if you insist on being a jerk about it and threaten me with these legal actions, you will still receive no money because as aforementioned I don't have any.
          Filed Joint, No Asset, > $100,000 Unsecured Ch.7 6/7/13 ~~ 341 Meeting 7/15/13 ~~ Discharged 9/16/13 !!

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            #20
            This is not fair. How come a lot of you had the fun of being sued by WF and they did nothing to me other than like 90+ days of nasty calls up to 4-5x per day? They repo'd my car and I never heard a peep after like 4 months. They should have came after me. That would have sped my up bankruptcy if they would have done that. I don't know why they didn't. I would have loved to get into that experience of the lawsuit. When they talked about suing me, I always told them on the phone, "Don't talk about it, DO IT! I AM BEGGING YOU TO!" I always called their bluff. NOT ONE SINGLE CREDITOR did nothing to me since the early 1990's.

            WIMPS!

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