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Got my 1st settlement offer today-from City

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    Got my 1st settlement offer today-from City

    Came in the mail. 90 days past due. the offered to settle for 55% good untill July 17. sorry, no can do. wonder what i'll get on my 7 other citi cards ??
    Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

    #2
    I'm Jealous!

    We have 4 Citi Cards haven't paid since last Oct.
    We've never received an offer to settle. Of course, they are no longer in Citi's hands. They are now being passed from CAs to CAs.

    Also, our phone has been silent all week. Hmmmm, wonder if I will get hammered tomorrow. Hope not, as that is DH's only day off & he's nosy..wants to hear what I've got to say, but doesn't want to know anything about our BK.

    Last week I got a phone call from US Bank on his truck. She called on the 19th & payment was due on the 17th. Dh said 'Jeezel Pete your tone of voice was very stern, in the beginning, and by end of conversation it sounded like you guys were buddies.

    It's nice to compare our stories on our credit cards sage. It's really nice to go to the mail box this week and not receive any statements or letters from CAs, too.

    Luci

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      #3
      Speaking of mail, once everthing charges off, you don't get nearly as much mail from creditors! On occassion, you get a letter from a CA, but the mail load drops way, way down.

      Right up until the time my citi accounts charged off, they were still sending me offers for new loans, etc. Bunch of goofballs.

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        #4
        Originally posted by treehugger1 View Post
        Speaking of mail, once everthing charges off, you don't get nearly as much mail from creditors! On occassion, you get a letter from a CA, but the mail load drops way, way down.

        Right up until the time my citi accounts charged off, they were still sending me offers for new loans, etc. Bunch of goofballs.
        yeah. we got 3 ups 2nd day delivery letters from them that went something like " your probably wondering why we spent the money to send this ups" blah blah blah. i'm keeping every letter i receive in a large Binder and its fillin fast
        Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

        Comment


          #5
          Originally posted by albacore44 View Post
          yeah. we got 3 ups 2nd day delivery letters from them that went something like " your probably wondering why we spent the money to send this ups" blah blah blah. i'm keeping every letter i receive in a large Binder and its fillin fast
          We have the "BK shoebox" and it's full.
          Chapter 7 filed 10/21/2008
          341 - 11/26 went smooth NO ASSET
          Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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