the calls have stopped

[albacore44]

22 cc's, some just passing 90 days past due. calls slowed down this week to 1 a day total......kinda eery......must be the calm before the storm. did receive a ups 2nd day air letter from citi begging me to call and take advantage of a special plan but it only listed one cc, wonder why they did not list the other 6 ??

[dingdong]

I am sorry for the loss of your relationship with Hot Linda.

Don't worry Albacore, we will find you another Hot Linda.

There are always those 900 numbers to fall back upon.

Or maybe all us Cali BK girls could fill in for awhile.

When ya gonna file?

[moonbeam9209]

my calls have also slowed down(3 or 4 daily vs. 25-30), the only one who hasn't let up at all is American General about the 6k that I owe them for furniture. It has been since October of 08 that I quit paying all of my 14 or 15 credit cards.

Just wondering what will happen next. I am a bit worried, since I own a car worth 12-15k, and a house full of furniture compliments of AGF.....

[albacore44]

Ha ha.......I'm sure Linda will be back but she won't be as nice next time. Right now I'm thinking January 2010 for filing.

[walkthaplank]

did receive a ups 2nd day air letter from citi begging me to call and take advantage of a special plan but it only listed one cc, wonder why they did not list the other 6 ??

Don't worry, they'll bring em up when you call

[LuciluS]

Albacore!!

Seems to be "Our" Lucky Week. I returned two calls from NCO as they were not for me or hubby. Gave reference # and made sure I repeated the Name of the person they were looking for & my phone #. I, then, asked the agent to repeat it back to me twice. I think 6 of our CCs are in the hands of NCO now.

Bank of the West called last week in regards to a voluntarily surrender of a Motorhome last November. Auctioned in Dec. Of course, a Deficiency occured. Her name was Linda (OMG!). I returned her phone call this morning. She said they had no record of our Attorney's name. I started laughing...and she wanted to know why. I explained the nasty phone call I received several weeks ago from NCO and she told me she was sorry I had to endure such a call.

O Man, I can't wait until 9/30/09 to get our BK filed! Yea, I'm sure hot Linda will be calling if you are waiting until next year to file.

Luci

[Ifonly]

(sigh) I wish my social life was as hot as Linda's...

[dingdong]

Hey! You live in the Poconos. Isn't that where all those heart shaped beds and phalic shaped jacuzzis are in every hotel room?

I thought the Poconos was for lovers?

[Ifonly]

Long live Mt. Airy and Caesars! ROFL...it's true, I could get me one of those champagne glass jacuzzis just three miles down the road

[Trixie007]

We filed on June 5th and I still get more than 10 calls a day... count yourself lucky!

[albacore44]

Kind of funny, its been so long since I got collection calls. I get one about once a month. To me it just seems so very odd, no legal action and no active collections.

Until....

About a month ago I decided I was going to drop Sprint and switch to Boost and save well over $50 a month. I am in bad shape for money and there is no way I can keep paying Sprint so I really wanted to move to a prepaid cell plan. I just can't deal with any late fees of any type anymore. I mean when you are just scraping by you can't always pay it by the due date. So you get whacked a $5-$10 late fee for a service that bills you a MONTH IN ADVANCE, OK this is one of my pet peeves, a late fee on a pay in advance service....please!!

Anyways, I said screw it and knew I would get hit with an ETF but I had (key word here was HAD) planned to pay it since in three months the savings were greater than what I had been paying. I was paying with tax around $114 a month to Sprint, and with Boost I now pay $46 for the same unlimited talk, text, internet.

Well before I even get my last statement from Sprint they are calling me about paying the $150. I was like hello, its not even due for three more weeks. So the calls started and the more they called me the less I was inclined to pay. Well in less than one month of being "past" due on the ETF fee they sent the account to collections. I was just floored, you got to be kidding me? I was going to pay them $50 a month over three months, but they refused to accept any "payments" and wanted the whole thing, my response; go pound sand.

So now I get a call 2-3 times a day from Receivables Management about paying this and threatened with how it will ruin my credit if I don't pay it (joke is on your people). Guess I forgot what it is like to be hounded like this again. Every time I tell them they are violating my state law they could careless, they refuse to send me a dunning letter, saying it up to Sprint (wrong!). I am not going to go as far as saying that in the last six months collections has changed much, but wow, I have never seen any company be so aggressive over $150 not to mention blatantly pulling FDCPA violations and when you call them on it, she tells me "so what, you won't do anything about it. Now pay your $150 like a real man would"

I just told her; real men don't pay ETF's to hick collectors so eat me....LOL

Oh please send me a dunning letter so I can C&D RM Collections over $150...oh and Sprint, nice job, I really was going to pay you, but now you can pound sand I won't ever even after being with you for 8 years ever use your service again (even though I know Sprint owns Boost...LOL, so who really is getting screwed? Oh wait my Boost phone is under a fictitious name so you don't know I am paying half for the same service...hahaha).

funny you should bring this up. my son signed up with them while he was employed because he liked those nextel chirp phones. well he lost his job still lives with me and i'm paying his bills temporarily, not many, but there is a method to my madness, since my credit is ruined, by keeping his intact, i will piggyback off his when this is all over to re-establish myself. anyway i cancelled his sprint, and added him to my verizon account for $10 bucks a month. less than 3 weeks later we get a dunning letter from 2 different collection agencies, one was gc services. so i dv'ed and c & d'ed both last week. i plan to pay them, just want to stall a bit.

[JustOverBroke]

Albacore!!

Seems to be "Our" Lucky Week. I returned two calls from NCO as they were not for me or hubby. Gave reference # and made sure I repeated the Name of the person they were looking for & my phone #. I, then, asked the agent to repeat it back to me twice. I think 6 of our CCs are in the hands of NCO now.

Bank of the West called last week in regards to a voluntarily surrender of a Motorhome last November. Auctioned in Dec. Of course, a Deficiency occured. Her name was Linda (OMG!). I returned her phone call this morning. She said they had no record of our Attorney's name. I started laughing...and she wanted to know why. I explained the nasty phone call I received several weeks ago from NCO and she told me she was sorry I had to endure such a call.

O Man, I can't wait until 9/30/09 to get our BK filed! Yea, I'm sure hot Linda will be calling if you are waiting until next year to file.

Luci

Don't anybody go holding you're breath I have Hot Linda duct taped to a office chair far away from the phone.

I told you not to mess with my woman.

Hey Luci,
You're dealing with NCO?

I just started getting calls from them not sure who represent.

Did they buy the debt or are they just collecting an account for somebody?

I haven't answered the phone yet most likely won't until I have a case number on July 1st or 2nd.

I can't wait the constant calling on my cell phone is driving me nuts.

[LuciluS]

Don't anybody go holding you're breath I have Hot Linda duct taped to a office chair far away from the phone.

I told you not to mess with my woman.

Hey Luci,
You're dealing with NCO?

I just started getting calls from them not sure who represent.

Did they buy the debt or are they just collecting an account for somebody?

I haven't answered the phone yet most likely won't until I have a case number on July 1st or 2nd.

I can't wait the constant calling on my cell phone is driving me nuts.

I couldn't tell you the NCO lady's name whose number showed up as a Cell Phone, because I was stunned. She asked for me & I said yes. She started yelling at me. I finally told her to shut up & gave Attorney's Name & phone #. This was several weeks ago.

The two phone calls I returned from NCO on other individuals not related to myself or DH, I didn't write their names down.

Since posting I received another phone call from NCO. Her name was Angie. She asked for my husband. When I asked her the nature of the call she told me it was a personal business matter. I told her I was his wife. Duh, almost all are joint. She said she's collecting on a KeyBank account (an unsecured loan for windows in our home in IN in 2003) and was very nice. I proceeded to give her our Attorney's name & phone #. She wanted to know if we are filing bankruptcy..told her she would have to speak to our Attorney.

Get this....she told me to have a Nice Day! So, now, I get to eat Crow. As 1 out of 4 phone calls associated with NCO have been pleasant.

Luci

[Amy26]

Sprint is desperate for money... they are trying to ditch Nextel as fast as they can... they blame the Nextel aquisition for their downfall..yea right! I worked for Nextel for 6 years till Sprint came swooping in.

We had employee phones (10-15 dollar a month plans) for ohh...lemme see... over 4 years after I stopped being an employee?

They just figured this out about a month or 2 ago and finally shut off my accounts. So, I think they are just getting more aggressive in general.

[LuciluS]

Sprint is desperate for money... they are trying to ditch Nextel as fast as they can... they blame the Nextel aquisition for their downfall..yea right! I worked for Nextel for 6 years till Sprint came swooping in.

We had employee phones (10-15 dollar a month plans) for ohh...lemme see... over 4 years after I stopped being an employee?

They just figured this out about a month or 2 ago and finally shut off my accounts. So, I think they are just getting more aggressive in general.

Amy:

My nephew worked for Nextel, too. Same thing with him, too. They shut him and his wife's phone down in Feb. of this year.

Luci