whats with gc services

[landofpoor]

there trying to collect for chas.got first letter may1-09 2nd letter may26-09 then today another letter exacrtley the same.whats funny bout it is on the back where they all say the same thing that unless you notify in 30 days the validity of debt etc blah blah.ok i never disputed anything i been waiting for a judgement so what gives.im well over the 30 days of first letter.also last letter now has where there willing to work with me on repayment plan.nah i dont think so it be the nuke bottom somewheres dwn the rd

[treehugger1]

You should cover your tracks. Send a letter that simply states you dispute the "alleged" debt and are requesting verification. In another paragraph state they are to cease all telephone communications. Also make it clear that they can contact you via USPS mail.

I would send the letter return receipt, but others on the board have had success by regular US mail.

I dealt with GC a long time ago. I don't even remember who they were attempting to collect for. Once they got my CD request and C&D, I never heard from them again.

If you are trying for as much time as possible, send them some info.

[albacore44]

Those c & d letters seem to work. sent out my 1st to Encore last week, and today 1st day no calls. they were leaving a stupid recording on the voicemail every day same time like clock work. not today. must have got the letter

[landofpoor]

You should cover your tracks. Send a letter that simply states you dispute the "alleged" debt and are requesting verification. In another paragraph state they are to cease all telephone communications. Also make it clear that they can contact you via USPS mail.

I would send the letter return receipt, but others on the board have had success by regular US mail.

I dealt with GC a long time ago. I don't even remember who they were attempting to collect for. Once they got my CD request and C&D, I never heard from them again.

If you are trying for as much time as possible, send them some info.

far as covering my tracks I guess I dont really see the need to have debt verified etc/AQs I dont care if they call here 24 -7 as I neeverspeak to them .Imean all its gona do is keep the wolf away for so long anyways right?

[treehugger1]

I understand, but why would "you wait for judgment," when you might stall things for many months at very little cost? Are you waiting to file until a suit and judgment? If such is the case, then you could potentially expand you time to judgment by months (or even years.) Some on the collection forum here have kept many "wolves away" for 18 months and longer. Why invite the wolves to dinner?

[landofpoor]

I understand, but why would "you wait for judgment," when you might stall things for many months at very little cost? Are you waiting to file until a suit and judgment? If such is the case, then you could potentially expand you time to judgment by months (or even years.) Some on the collection forum here have kept many "wolves away" for 18 months and longer. Why invite the wolves to dinner?

well i guess the way im looking at it right now neither of us are employed so kinda hard to get blood out of a turnip.

[BigJohn]

well i guess the way im looking at it right now neither of us are employed so kinda hard to get blood out of a turnip.

Do you own a home?

Do you own a car?

Being unemployed does not save a home or car. You may rent, but if you get a judgement, the judgement will always show as a legal document. If you don't own a car, it might get harder in the future to get a car with a judgement.