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    B of A

    Crazy, I'm sitting here at work, and i get this flurry of calls to both my office and Cell. I check my cell messages and within 15 seconds of each other 2 calls came if from seperate #'s B of A calling about the business card account, it just rolled 90 days past due. real humans calling this time and leaving messages. jeez the balance is only a meazley $12k. Looks like their getting desperate
    Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

    #2
    lol @ meazley, I guess I should feel good then considering that some of my balances are only $1000 or so. Although, I envy your high accounts because they would be civil lawsuits, comared to lickity split small claims.

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      #3
      Oh, BofA will call you relentlessly when you hit that 90 day mark. Be prepared for 8 - 12 phone calls daily on every number you have. And their collectors will call you from their cells, etc. I know this only because that's how they got me to pick up at 8:40PM one night!
      over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
      Confirmed, $801/month 56 down,4 to go

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        #4
        About to 90 with BOA on 1 account 20K tommorrow, I guess that's why I got my first human message from Chad on my cell. He sounded as if he was calling to tell me I'd won the lottery. I'll be 90 with Citi on 8k in two days hope Betty calls. I wonder if BOA will ever roll my other 4 accounts together to save on their labor costs and give one of the Chad's a day off?

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          #5
          If you're really lucky, you can have Linda from CapOne join in on the fun!
          over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
          Confirmed, $801/month 56 down,4 to go

          Comment


            #6
            Originally posted by Ifonly View Post
            If you're really lucky, you can have Linda from CapOne join in on the fun!
            ohh she still calls at least once a day....Hot Linda !!

            I got 1 other B of A but I get calls from FIA card services on that one. These collectors must be getting exasperated with calling all the people who are defaulting.
            Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

            Comment


              #7
              I love FIA! My father passed away in December with CC debt and since he was a Medicaid patient, we (I) chose not to probate the will (he had a whopping $550 in his checking account). I was almost hysterical to the point of peeing myself when they called to ask if someone (me, I suppose?) wanted to take over payments on his credit card and they would drop the interest to 2%. Why on earth would anyone agree to that? Knuckleheads.
              over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
              Confirmed, $801/month 56 down,4 to go

              Comment


                #8
                BOFA might as well shut their doors. The gov't can't print money as fast as these morons will lose it. I originally had 4 accounts with them, just as my business turned to crap these fools buy 20k of my debt from citi...

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                  #9
                  And let's not forget they made an incredibly sound purchase in Countrywide! Hey, BofA bought my house! I hope they like the paint color I used in the great room.
                  over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
                  Confirmed, $801/month 56 down,4 to go

                  Comment


                    #10
                    On 3 accounts totaling 11,000, they offered to settle with me all four of them for $2200

                    Comment


                      #11
                      After buying Merrill I'm hoping they settle for some magic beans and a hardy hand shake.

                      Comment


                        #12
                        I just might answer a call and tell these guys sorry no pay, so they will go to sleep for a week or so. Keep them from doing a skip trace and buggin my relatives
                        Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

                        Comment


                          #13
                          Originally posted by albacore44 View Post
                          ohh she still calls at least once a day....Hot Linda !!

                          I got 1 other B of A but I get calls from FIA card services on that one. These collectors must be getting exasperated with calling all the people who are defaulting.
                          I told you Linda was my woman and to stay away,that floosie now she's cheatin on me with two of you.DOH!!!!

                          And all this after I've drained my wallet for her all these years.
                          Filed July 7,2009
                          341 August 24,2009 (completed)
                          Discharged 10-28-09(Thank You Lord.)
                          Case closed 10-29-2009

                          Comment


                            #14
                            Originally posted by JustOverBroke View Post
                            I told you Linda was my woman and to stay away,that floosie now she's cheatin on me with two of you.DOH!!!!
                            Well, if she's cheating with me then she REALLY gets around because I'm a chick.
                            over $100K cc debt,$20K taxes,$332K mortgages/value $190K,surrendered
                            Confirmed, $801/month 56 down,4 to go

                            Comment


                              #15
                              Originally posted by Ifonly View Post
                              I love FIA! My father passed away in December with CC debt and since he was a Medicaid patient, we (I) chose not to probate the will (he had a whopping $550 in his checking account). I was almost hysterical to the point of peeing myself when they called to ask if someone (me, I suppose?) wanted to take over payments on his credit card and they would drop the interest to 2%. Why on earth would anyone agree to that? Knuckleheads.
                              Absolutely unreal.
                              Filed July 7,2009
                              341 August 24,2009 (completed)
                              Discharged 10-28-09(Thank You Lord.)
                              Case closed 10-29-2009

                              Comment

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