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Got my 1st collection agency letter today

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    Got my 1st collection agency letter today

    Encore Receivable management, collecting for Mervyns/GE money for $881. Boy these guys are fast. barely past due 60 days. yeah, they have been leaving recorded messages. looks like I'll be sending my 1st DV letter. eff em. Debt is in my wifes name and she is on unemployment, so they won't be getting anything.
    Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

    #2
    Letter in the mail? I've been throwing those right in the trash, they eventually stopped coming.
    Then I got issued a summons by the sheriff, guess I shouldn't have answered the knock on the door.

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      #3
      They make good toilet paper, in case you run out.

      Then you can mail them back with the little formy filled out.

      I recommend filling out the form first before use.


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