Repo tactics

[sassiebaz]

Although we filed an emergency bk today, I thought I'd share a phone call I got today. After the repo guy showed up on Sunday, I had a feeling they wouldnt stop. I told him my husband had the vehicle out of town and would be back Sat. well, today I had a private number call me. Dumb me, I answered. She said she was some sort of lien officer(whatever that is) and used our local county name as well. She said they needed to have the vehicle surrendered or she'd get down to the courthouse and file a motion to have me arrested, that they'd have the police at my house and haul me off to jail. I asked her if she was law enforcement and she repeated what she had said earlier. I stalled her a bit and called my attorney. she ended up hanging up. Although I have read the posts here about these scare tactics, it is quite scary when it actually happens to you! We though it would be best to file and emergency bk and get the automatic stay. So that is where we are. I am still a little stressed, but relieved at the same time. Do you think I overreacted?

[BigJohn]

Did she give you her name?

Did she give you a phone number?

I think she was from the bank and was trying to twist your hand.

[sassiebaz]

As I have said, you can't steal a car you are the registered owner of. If they call again tell her that you will be calling the police to report her as impersonating a public official. They have no grounds to arrest you for anything. You broke a contract and that is not going to send you to jail.

Also tell her if she or one of her "agents" sets foot on your property you will call the police for trespassing and breach of the peace. Trust me this will cool her jets and you will not hear from her.

Also, I told you the repo-man was coming soon

Yes you did! LOL He done been and gone.....hopefully he ain't comin back now!

[catleg]

Now that the weather is getting hot again let me recommend that when you prepare to surrender the car, you hide a tuna sandwich under the seat and park it somewhere in the sun for a few days with the windows rolled up tight before you call them. Best location for this would be short term parking at a major airport where it would cost them a couple hundred bucks to get it out of there after a few days.

[sassiebaz]

Now that the weather is getting hot again let me recommend that when you prepare to surrender the car, you hide a tuna sandwich under the seat and park it somewhere in the sun for a few days with the windows rolled up tight before you call them. Best location for this would be short term parking at a major airport where it would cost them a couple hundred bucks to get it out of there after a few days.

That's hilariuos!!!!

[BigJohn]

A chunk of limburger leaves a 'better' smell. Don't put it under the seat, but up in the seat's springs so it will be almost impossible to find.

[Flamingo]

Now that the weather is getting hot again let me recommend that when you prepare to surrender the car, you hide a tuna sandwich under the seat and park it somewhere in the sun for a few days with the windows rolled up tight before you call them. Best location for this would be short term parking at a major airport where it would cost them a couple hundred bucks to get it out of there after a few days.

Friskies flaked tuna and egg cat food - open the can and put it anywhere in the car. Don't touch it cause the odor just stays on your hands and it is hard to get off. The smell permeates anything - LOL!

[Bell30656]

Limburger Cheese is an excellent way to render a vehicle unusable. However, the best locations for this application is to smear a gob on the catalytic converter and another batch right in the heater core.

Trust me, that smell is never coming out again. Allegedly, my brother and I did this to a neighbors car some 20 plus years ago... since the SOL has now run I feel safe mentioning it.

[WillinVT]

I remember when I was a little boy (6 years old maybe), I went to my cousins wedding and during the reception, my brother and his friend (they were 15) decided they were going to drink and hide it from my parents.

At the end of the reception, my brother was hammered and since it was his first time drinking, the alcohol did not treat him well at all.

I remember my sister and her husband had a brand new car, probably 2 weeks old and it still had that new car smell. It was a hot summer day and my sister and her hubby decided to bring my brother home before my parents found out.

I wasn't in the car, but from what I have heard, my brother got sick and his plan was to stick his head out of the window to yack, but in order to do that, the window needs to be down.

He threw up all over the inside of the window and part of the dash board, making a total mess of the entire right hand side of the front of the car. It went into the door frame and into the dashboard.

As hard as my sister and brother-in-law tried, they could not get the smell out of that car.

This comes up from time to time at family events and to this day, my Mom always looks at my sister and says "That's what you get for hiding your brothers drunkeness from me!"

The car was wrecked in an accident a few months afterwards, but that would be something to consider when surrendering a vehicle

[JoeBankrupt33]

You guys are all pretty funny. As much as I think about stuff like this, I am very happy that Wachovia will get their car back and they will lose even more money because it's going to cost them more to sell the car than it will get at auction.

[sassiebaz]

You guys are all pretty funny. As much as I think about stuff like this, I am very happy that Wachovia will get their car back and they will lose even more money because it's going to cost them more to sell the car than it will get at auction.

Yeah, I feel the same. We owe $27K and I think the vehicle is worth $14K. I hate to be cynical. But these people were ruthless. I have read other posts on here and really never thought it would happen to me. I wish I could've thought a little faster on my toes when this "lien officer" called me. I could have said so many things, but I just panicked!

[cityish]

Now that the weather is getting hot again let me recommend that when you prepare to surrender the car, you hide a tuna sandwich under the seat and park it somewhere in the sun for a few days with the windows rolled up tight before you call them. Best location for this would be short term parking at a major airport where it would cost them a couple hundred bucks to get it out of there after a few days.

ROFL... this is the best laugh I've had in days if not weeks! Too funny!

[repomanohio]

Ignorance is bliss

Be glad it wasn't me I wouldn't have called you at all

[funcritter]

Now that the weather is getting hot again let me recommend that when you prepare to surrender the car, you hide a tuna sandwich under the seat and park it somewhere in the sun for a few days with the windows rolled up tight before you call them. Best location for this would be short term parking at a major airport where it would cost them a couple hundred bucks to get it out of there after a few days.

When they repossed my car, I knew it was going to happen and had a full 11 months since last payment till repo day to prepare. I was a heavy coke drinker and all of my empty and some not so empty bottles ended up in the trunk. The trunk was full of those bottles and assorted 7-11 hot dog containers and what not. Since the trunk was full, i preceded to fill up the back seat area with bottles. I estimate there were at least 1,000 coke bottles in that car when they got it out of my driveway at 7.02 am on August 2, 2009.

I do feel somewhat sorry for the innocent person who had to clean out the car. oh well, what's done is done.

[BigJohn]

I turned off my street and saw a repo truck going to turn on my street a few days ago. So I took the next block and got on my street and saw the repo truck was on another street just as I passed that street so I went around the block. When I found the repo man, he had already backed up to a truck in a fenced in home. I sat and watched as he used his tools to open the side doors. After about 5 minutes I left. I wished there was something I could do but there wasn't. Then it dawned on me, the repo man might have unlocked the driveway gate to the property but then.... I hadn't seen that. Sad.