new car loan before filing chapter 7

[kennyo]

hey guys,
I had a 03 mustang gt with quite afew mechanical problems that i traded in to chrysler dodge about a week ago and then got a loan for a used charger from them.The trade-in was $5000 towards vehicle and monthly payment is 245 for 6 years.My question is:when i file in about a month,one of the creditors (credit cards)i am filing against happens to end up being the car loaner.While i dont pay my credit card bills during next month can they come after car(i will be paying for that,of course)?

[lrprn]

Did you get the car loan and credit card from a credit union or a bank?

[AngelinaCatHub]

Kenyo, a 2003 car against a used different car? Was your 2003 paid for? Did you lower your payment? Six years? There are many good used cars out there for a couple of grand. We purchased a 93 Grand Am with 95K for $800, four years ago without any repair except tune up and tires. It is paid for so except for gas and insurance, it is free. You are in 7 now and still wish to make installment payments? Well that is your right. But it is only my opinion that you may have only half healed. I wish you the best. ‘Hub

[kennyo]

irprn-i got the loan from a regular bank,not a credit union(mostly because of what i read on here)thanx for your reply

Angelina-its a 2003 paid off car that needs a clutch,intake manifold,oil appearing on spark plugs and throwing codes in my computer,suspension problems...and that is what i know.
new car-245 a month(reasonable)
brand spanking new car-$350-400(unreasonable)
my old car,even if i had the cash or credit,which i dont,would then be worth more at BK time and possibly grabbed.So why put money into it
new car-has a new loan on it which,I THINK,means they cant grab it and has a powertrain coverage for 2 years.
Your grand am,which the price was right,has 95k on it which means it could die tommorow and you would have to come up with another grand for another car.So i am not quite sure how your healing ways are better