Why do creditor put inquiries on credit reports

[beachymama]

every week? FIA puts a new credit inquiry on my credit report (mainly Experian) every couple of days.

Why?

[catleg]

It sounds like they are very interested in you. I haven't seen this before. (except from people doing it to themselves to bump off "real" inquiries.)

[HHM]

Don't worry about it, these are soft inquiries and have no effect on your credit.

However, it is rare to see weekly frequency, but monthly frequency is common.

[EricaCallaha]

Have you told them that you are declaring bankruptcy? That might spark their interest. But every few days seems quite excessive.

[Argh!]

The agency I worked for (years ago) did one to search for assets (Available credit on other accounts) to see if you could pay our debt.

[beachymama]

Interesting.

The new inquiries were Experian on 2/27/09, 3/6/09, then TransUnion on 3/7/09, Experian again on 3/13/09, 3/20/09, and 3/25/09.