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Can I tell them I'm judgment-proof NOW?

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    #16
    Originally posted by ssdsco View Post
    Citi filed a lawsuit last August after 13 months of no payments. I can view it on the online database but a summons has never been served.

    Also another OC/Law Office of... filed a suit in June after a year of no payments and it's never been served. I just received a DV response from the Law of..... that I requested last spring so I guess they're getting things lined up to serve the summons.

    I did just receive a summons via certified mail from a court in the state I moved out of 18months ago. It's a very small amount...$300 debt and $700 in legal fees. The court date is in February 2009. I have 60 days to let the court know if I plan to defend myself. I guess I'll let them get a default judgment and they can do whatever they have to do to move the suit to my current state of residence. The creditor filing the suit has had my correct address for 18 months.
    Make it hard on them. Send them a letter demanding that they change the venue to your local court so you can attend the hearing and file an answer. It will also make it easier for you to vacate the judgment after you file BK if it is at a local court.
    The world's simplest C & D Letter:
    "I demand that you cease and desist from any communication with me."
    Notice that I never actually mention or acknowledge the debt in my letter.

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      #17
      Originally posted by GoingDown View Post
      Make it hard on them. Send them a letter demanding that they change the venue to your local court so you can attend the hearing and file an answer. It will also make it easier for you to vacate the judgment after you file BK if it is at a local court.
      Thanks for the suggestion !

      I assume the demand should go to the attorney suing me. Should I send anything to the court where the lawsuit currently resides ?
      It's not what we have in our lives, but who we have in our lives and the quality of those relationships.

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        #18
        I would copy the court any letter you send to the attorney to keep in the file.

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