Moved and all credit cards have old address!

[yeahknow]

haven't paid cc in two months. waiting to file by the end of the year -do i need to contact these companies to update my information? I do get the mail at my old address everyday, believe me, I'm aware that I haven't paid! I also haven't given out my new phone number, any suggestions? I plan on meeting w/ a laywer in a few weeks

[BigJohn]

Have you been receiving calls from creditors?
Do you answer?
How do you like it when they call you?

[JRScott]

If they cannot reach you they will oftentimes start trying to contact you at work and/or any number you used as a reference. So sometimes it is in your best interest to give them the new number/address so that they don't pester your boss, mother, grandmother, etc...

[FreshLikeADaisy]

Also, if you submitted a change of address form at the post office, they WILL have your new address very shortly. The info you submit on those change of address forms is sold by the Post Office to anyone who wants it, from private databases to junk mail solicitors. So if you filled one out for the rest of your mail, count on hearing from your creditors soon. Good luck!!!

[yeahknow]

I haven't submitted a change of address form w/ the post office, just don't wanna get in trouble because my "primary" address has changed. I also had the phone number disconnected. no problems so far, but I don't wanna start getting calls @ work. Some of these cards are so old, I doubt the companies have my correct employer!

[ccaplinger]

Be careful about hiding yourself. They will somehow find you. They will call anyone with your last name, maiden name, mother's maiden name, etc. Do you really want your family bothered with this? Or worse yet, strangers. They may be able to get social security records and somehow find out where you are current working. And if your new phone number is listed, they will eventually be able to get it.

Why are you "hiding" from bill collectors? Why not just contact them and let them know what's going on?

[BigJohn]

Back in 1996 I disappeared. Didnt hear anything from my main creditors. Did hear from my local creditors such as dentist.
I used a post office box, but under, I believe the Patriot Act, that is out.
For identity, I used my passport.
For apartment, did a short term lease, paid up front in cash, so as to not to have to do a credit check. When lease expired, did a regular 6 month lease and kept renewing the lease.
I had a girlfriend who was illegal from Germany. She registered her car in the name of a non-existing business. I dont know if that loop hole has been closed or not.

[yeahknow]

Honestly, I just don't want to be bothered with the phone calls 50 + times a day. The thought of it drives me crazy - I have no problem speaking to the CC company once or twice, but when I hear stories of them calling all day, the thought makes me wince. Once I call them and explain the situation, I know that they will be calling repeatedly all day long. I'm thinking of sending them all a letter explaining my current situation. Today I received an email from Ge Credit Services that was VERY friendly. Needless to say, I didn't respond. I'm sure they know I opened the email. Weird, huh? Oh, and my name is very common - almost similar to "John Doe"

[BKORNOBK]

If you leave your name when the voice mail comes on and the message indicates it's a valid number to be reached at, can they still call around?

Legit question...I think.