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    Credit card company nasty...

    Hi, Well capital one just called me and he kept saying lets set up an online payment. I kept saying you need to contact my attorney and he kept saying i cannot take any information. Now lets set up a payment schedule. 1st of all I had trouble understanding him cause I think he was from India, secondly he kept repeating myself, I finally said well i am willing to give you the attornies phone number and if you call me back i will sue you for harrassment. What else can I do to piss them off, like they piss me off. Aren't they suppose to take down your attornies phone number and information?? What an a******. an they get in trouble for not taking my information?

    #2
    Next time ask to speak to a supervisor if you really want to provide info.

    Comment


      #3
      First of all - no creditor has the right to BS you into setting up online payments. There is NO law mandating online payments to anyone.
      Next time they call just mention that, and tell him (if a HE) to call up LOrraina Bobbitt for a date. If a SHE tell her what Cheney told a senator on an open mike on the SEnate floor a few years ago.

      Comment


        #4
        cap1 is awful. i had many frustrating, cyclical conversations with them. the good news is that if you just don't answer the phone any more, after about 6 months they leave you alone .
        Filed 7/28/08, Discharged 10/29/08
        (filed pro se: nonconsumer no asset CH7)

        Comment


          #5
          Tell them you can make a payment on February 31, 2023. If you still have online access, go in and change your number to the local escort service. Change it to a different place everyday. If they don't want to listen, have fun with them.

          TS

          Comment


            #6
            Originally posted by ThreadsSnapping View Post
            Tell them you can make a payment on February 31, 2023. If you still have online access, go in and change your number to the local escort service. Change it to a different place everyday. If they don't want to listen, have fun with them.

            TS
            LMAO!!!!

            2023! I love it! I love your post!!

            They can hassle you all they wanted but the fact they are from another country is part of the problem. Like someone said, tell them you will only speak with a supervisor and make it an American period. Tell them flat out, "I can't understand you and I want to speak to an American." Basically they are just trying to get a payment and and are giving you the run around. When they call back don't even bother with the customer service person go straight to a supervisor who speaks fluent English.
            Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

            Comment


              #7
              Originally posted by justplaintired View Post
              LMAO!!!!

              2023! I love it! I love your post!!

              They can hassle you all they wanted but the fact they are from another country is part of the problem. Like someone said, tell them you will only speak with a supervisor and make it an American period. Tell them flat out, "I can't understand you and I want to speak to an American." Basically they are just trying to get a payment and and are giving you the run around. When they call back don't even bother with the customer service person go straight to a supervisor who speaks fluent English.
              The pity of it is that in many cases, the caller is from a third-party call center that is located offshore somewhere--Customer NO Service, as Clark Howard calls it.
              "To go bravely forward is to invite a miracle."

              "Worry is the darkroom where negatives are formed."

              Comment


                #8
                Interestingly enough Cap one is very nice to me.

                I always joke with my wife that Chris, who always calls me is becoming a good friend of mine.

                I am going to return his call tomorrow and I'll let everyone know what he says. I am about 60 days late now.
                Very fortunate in the grand scheme of things but have learned my lesson.

                Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

                Comment


                  #9
                  Originally posted by suzyqpug View Post
                  Hi, Well capital one just called me and he kept saying lets set up an online payment. I kept saying you need to contact my attorney and he kept saying i cannot take any information. Now lets set up a payment schedule. 1st of all I had trouble understanding him cause I think he was from India, secondly he kept repeating myself, I finally said well i am willing to give you the attornies phone number and if you call me back i will sue you for harrassment. What else can I do to piss them off, like they piss me off. Aren't they suppose to take down your attornies phone number and information?? What an a******. an they get in trouble for not taking my information?
                  If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

                  Comment


                    #10
                    Originally posted by justplaintired View Post
                    LMAO!!!!

                    2023! I love it! I love your post!!
                    What's really amazing is how many try to enter a payment for February 31 and then can't figure out why it won't go through! Like DUH! HELLO! Anyone home?!?!?

                    TS

                    Comment


                      #11
                      LOL. I am glad we are all here for eachother. Even in a time like this you guys make me laugh.

                      I am sure tomorrow someone will call me bright and early. I think I am going to pick u and say "thank you for the wake call. Now can you bring me a pot of coffee next time" and then hang up. I am going to start having some fun with this now. Thanks for putting a smile on my face...

                      Comment


                        #12
                        Originally posted by Lajazz947 View Post
                        Interestingly enough Cap one is very nice to me.

                        I always joke with my wife that Chris, who always calls me is becoming a good friend of mine.

                        I am going to return his call tomorrow and I'll let everyone know what he says. I am about 60 days late now.
                        Oh gosh, you are becoming friends with the enemy now!!!
                        May 2008 Hired 1st Attorney/Stopped paying CCs
                        May 21, 2009 Retained 2nd Attorney
                        May 28th - Filed for Ch 7 (FINALLY!)
                        9/11/09 - DISCHARGED!!!!

                        Comment


                          #13
                          Originally posted by ThreadsSnapping View Post
                          Tell them you can make a payment on February 31, 2023. If you still have online access, go in and change your number to the local escort service. Change it to a different place everyday. If they don't want to listen, have fun with them.

                          TS
                          Love this one!!!
                          May 2008 Hired 1st Attorney/Stopped paying CCs
                          May 21, 2009 Retained 2nd Attorney
                          May 28th - Filed for Ch 7 (FINALLY!)
                          9/11/09 - DISCHARGED!!!!

                          Comment


                            #14
                            Originally posted by liz417 View Post
                            Oh gosh, you are becoming friends with the enemy now!!!

                            Oh too funny! I love this thread!

                            And yeah talking to a collector and making friends huh? Whose side you on anyway! Just kidding!! LOL
                            Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

                            Comment


                              #15
                              Originally posted by liz417 View Post
                              Oh gosh, you are becoming friends with the enemy now!!!
                              You know what they say about keeping your friends close and your enemies closer......
                              Very fortunate in the grand scheme of things but have learned my lesson.

                              Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

                              Comment

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