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Why do I keep receiving statements?

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    Why do I keep receiving statements?

    I got this from my Kohl's card a little while ago:

    "Dear STILLTHEONE,

    Your detailed May 15, 2008 Kohl's Charge statement for the account ending in
    xxxxxx1234 is now available. To access the statement, access
    http://www.kohls.com and click the "My Kohl's Charge" link at the top of the
    page.

    A statement summary has been included for your convenience.

    New Balance: $2,559.64
    Total Minimum Due: $320.00
    Due Date: Past Due

    Remember, you can pay your bill online! Click the "Payment Options" link from
    the homepage of My Kohl's Charge to make your payment today. It's quick, easy
    and free.

    Sincerely,
    Kohl's Customer Service"


    Why on Earth would Kohl's still be sending me statements? They obviously got my bk info because they've never called.
    Filed Chapter 7: 3-22-08
    341 Meeting: 5-15-08 It went great!!!
    Last day for objections: 7-14-08
    Discharged and Closed: 7-21-08

    #2
    Major violation of the stay. They are not allowed to contact you in any way, shape or form. Report them!!!

    Comment


      #3
      I still got statements after I voluntarily surrendered a car. I think it a computer thing and takes a bit of time. I would not be too concerned unless harassed. 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

      Comment


        #4
        print it out and give it to your atty

        Comment


          #5
          Stilltheone, you filed in March. This is June. MAJOR violation of the stay. Definitely copy it for your atty. If you feel that it is deliberate, you can press to have them held in contempt of court for violating the automatic stay. If you think it's simply in error and not a flagrant, deliberate, knowing attempt to collect, a certified letter from either you or your atty should do the trick.

          Good luck!!!
          Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!

          Comment


            #6
            Originally posted by FreshLikeADaisy View Post
            Stilltheone, you filed in March. This is June. MAJOR violation of the stay. Definitely copy it for your atty. If you feel that it is deliberate, you can press to have them held in contempt of court for violating the automatic stay. If you think it's simply in error and not a flagrant, deliberate, knowing attempt to collect, a certified letter from either you or your atty should do the trick.

            Good luck!!!
            That was my first thought, too! It's June, for goodness sakes'!

            They haven't called me once...I used to work in their credit dept, so I know how they operate. They aren't ones to not call if you're behind.

            I'm thinking it's a computer error. If I get another one dated June 15th, I will have to call and raise some .
            Filed Chapter 7: 3-22-08
            341 Meeting: 5-15-08 It went great!!!
            Last day for objections: 7-14-08
            Discharged and Closed: 7-21-08

            Comment


              #7
              My mortgage copmany still send monthly payments notices to me
              our HOA does too
              Filed Chap 7
              3.23.08
              341
              5.30.08

              Comment


                #8
                Originally posted by jerzey View Post
                My mortgage copmany still send monthly payments notices to me
                our HOA does too
                Our mortgage companies send us "informational statements"...on each one, it states that it is NOT an attempt to collect debt, but that basically if we don't pay, they can use their legal right to gain their collateral back. No worries, I will ALWAYS pay my mortgage!
                Filed Chapter 7: 3-22-08
                341 Meeting: 5-15-08 It went great!!!
                Last day for objections: 7-14-08
                Discharged and Closed: 7-21-08

                Comment


                  #9
                  Maybe they didn't get the notice? I have several medical companies still billing me claiming they didn't get notification of my BK. I am ignoring them for now but am about to notify my attny.
                  Filed 4-21-2008
                  7/16- DISCHARGED!!!!

                  Comment


                    #10
                    I'd talk to your lawyer, then forward the email to him.....he'll probably be interested....
                    May 31st, 2007: Petition Filed by my lawyer
                    July 2nd, 2007: 341 Meeting Held
                    September 4th, 2007: Discharged and Closed.

                    Comment


                      #11
                      Originally posted by JRScott View Post
                      I'd talk to your lawyer, then forward the email to him.....he'll probably be interested....
                      They seem to like this kind of stuff. Its amazing that it takes 4 days for a return call regarding the BK but 30 minutes if it involves a 'naughty' collector.
                      5/29 Filed 7~ 341-on 6/24
                      8/27-DISCHARGED
                      11/2 - CLOSED
                      EQ-604 EX-605 TU-560 ~4.5 months after discharge

                      Comment


                        #12
                        Originally posted by sisterfunkhaus View Post
                        Maybe they didn't get the notice? I have several medical companies still billing me claiming they didn't get notification of my BK. I am ignoring them for now but am about to notify my attny.
                        Send them a copy of your creditor listing/matrix, and a pic of your hand flipping the bird. They'll get the hint.

                        Comment


                          #13
                          Well, my Kohl's bill always cycled on the 15th of every month and I haven't gotten anything for June 15th...so I think it was just a computer error.

                          I'll have to make sure that it doesn't show up as past due on my credit report, when I get it. I was current with them when I filed!
                          Filed Chapter 7: 3-22-08
                          341 Meeting: 5-15-08 It went great!!!
                          Last day for objections: 7-14-08
                          Discharged and Closed: 7-21-08

                          Comment

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