Discover Card

[chloe0724]

Ok,

So all my creditors except Discover have been told I am filing 13. Everyone's been very nice about it. I am not always able to answer the phone, and I am getting messages left saying please call us, we have a program that can save you money. They never state they are Discover. I know this because I googled the phone number. I think it's funny that they are trying to scam me into calling them back. I have 5-6 missed calls from the same number each day. Also, today when I opened the mail, I had cash advance checks sent to me by Discover!!!!!

I hope to answer the phone soon when they call to let them know.

I am filing on the 20th. I can't wait to get the ball rolling, but at the same time I'm terrified.

[justplaintired]

You know it's kind of weird here too, we have a Discover card we never used, never even activated it, we have a zero balance with them. We stopped paying cards in Jan and we keep getting checks from Discover and letters reminding us to activate our cards. I am confused why they would want us to do that since our credit can't be good after not paying for so long.

[chloe0724]

WHo knows....

this credit card world we live in is way too much to handle. That's a big reason why I'm here. It's funny that they call them convienence checks, so you can conviently get yourself into more debt.

[southernbelle]

Discover was the only creditor that found my new telephone number within a week after I changed it. I was amazed. They were also the first to list my debt with them as bal $0 IIB as well. It happened a week after I filed which means it must happen alot.

I'm amazed how quickly everything went with them, but they hounded me for months with tons of calls and letters. I don't think I want another credit card. Debit works fine for me.

[justplaintired]

I'm amazed how quickly everything went with them, but they hounded me for months with tons of calls and letters. I don't think I want another credit card. Debit works fine for me.

I totally agree 100%!