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    Keep them from calling at work

    If a creditor calls me at work and I don't want them to, do I just write a letter and send it certified and that does the trick or is there some type of law that says they can until they sell the debt to a collection agency? How does that work?

    How do I make sure I'm sending it to the right address and how long before they stop calling? Does this also work for home #'s or just work? Sorry for the questions, just don't want to loose my job.
    Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
    341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
    Case Closed 07/15/2009 :D:yahoo:

    #2
    You can start by simply telling them to stop calling at work. This "should" be enough. But, having proof that you requested them to stop is best. Send them a certified letter. You can request both work and home if you choose. The next time they call ask for the name of the person calling, the address, and company name of whose calling.

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      #3
      Will sending a certified ltr to an original creditor work?
      Filed Chapter 7 Pro-Se May 29, 2008
      341 July 1, 2008
      Discharged September 4, 2008
      Closed November 10, 2008 :-)

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        #4
        Originally posted by southernbelle View Post
        If a creditor calls me at work and I don't want them to, do I just write a letter and send it certified and that does the trick or is there some type of law that says they can until they sell the debt to a collection agency? How does that work?

        How do I make sure I'm sending it to the right address and how long before they stop calling? Does this also work for home #'s or just work? Sorry for the questions, just don't want to loose my job.

        FDCP doesn't cover OC's however your state consumer protection laws may cover OCs and calling at work. I believe CA. does.

        Regardless I'd tell the OC's you can't take personal calls at work. Maybe they'll comply.
        It's not what we have in our lives, but who we have in our lives and the quality of those relationships.

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