i been deliquent on cc approx 4 months and received a letter from collector other than original creditor. the letter read that they are representing the cc company and to send full amount owed to the credit card company. the question i have should i send a debt validation letter to have debt verified? or wait till sold to collectors. Also if i send a letter will this speed up process for lawsuit?
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I'm doing the DV's hoping to slow legal action so I have less judgments to deal with when I file BK7.
Your letter should say you have 30 days for the DV. I send my request about 3 weeks into the 30 days. I also include a request for all communications to be done via US mail and to stop the phone calls. Also in my case I tell them I'm judgment execution proof and can prove it to the judge.
Of the 4 DV requests I've sent so far in the last 30 days I've got one response back telling me they're working on it and in the mean time if I want to pay up then call this number.It's not what we have in our lives, but who we have in our lives and the quality of those relationships. -
Did that letter talking about paying up happen within the 30 day DV period. If so, they may be in violation.Originally posted by ssdsco View PostComment
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collections
the letter said to remit in full any undisputed amount, payable to our client(cc company) in the enclosed envelope. i haven't sent a dv letter yet and should i?Comment
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Yes. Is this where I can sue them for $1000 and legal fees ? I'll run it by my lawyer....ThanksOriginally posted by jp2861 View PostIt's not what we have in our lives, but who we have in our lives and the quality of those relationships.Comment
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yesOriginally posted by glc4122 View PostIt's not what we have in our lives, but who we have in our lives and the quality of those relationships.Comment
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collections
thanks again for the help on this matterComment
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