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Filed For Banruptcy 9 Years .......

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    Filed For Banruptcy 9 Years .......

    I Filed For Chapter 7 Bankruptcy In 1997. All Creditors Were Listed But One Creditor Obtained A Judgement Prior To Me Filing. The Debt Was Part Of The Bankruptcy. I Thought Everything Was Clear. I Purchased A Home In 2004 And Now I Want To Refinance. After A Title Search Was Done The Debt Is Still Showing As Valid At The Circuit Court. Will I Still Have To Pay That Debt??? I Live In Maryland.

    #2
    You need to ask a lawyer.
    Filed Chapter 7, 8/16/05, 341 10/12/05
    Discharged 2/16/06, Case Closed 3/8/06
    FICA Score (Equifax) as of 10/13/06 - 645
    (It was 506 on 10/12/05)

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      #3
      If this debt was listed in your bankruptcy, than you no longer legally owe it, obtain a copy of your bankruptcy discharge paper, and list of creditors, and take them to the court house or mail them in as needed. Maybe call the clerk of the court house and ask what would be the proper procedure first.

      Take care,
      bkbiker

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        #4
        I've heard you could ammend it and add the creditor to the bankruptcy.
        Filed 07/14/2006
        341 Meeting 08/11/2006
        Deadline to Object 10/10/2006
        Discharged 10/17/2006

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