top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

more stress, help....

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    more stress, help....

    In a previous post, I mentioned a couple things going on that might affect bk:

    1) was the fact the my car insurance is STILL in my previous name. I called my insurance company, talked to my agent, told him my divorce was going no where fast and could I please change the policy to my last name I have now. He went on to say that he'd make these changes ASAP, stuff would be coming in the mail. Nothing has come yet. I donno why it is soo hard to change insurance info.


    2) I also do not have a lease agreement for the condo I'm staying in. To update readers again: My boss, aka..my landlord, put me into his business condo when I left my abusive marriage. Anyways, being the Office Mngr, I found a copy of the lease agreement he uses for the condos on his computer. I read through it, unfortunately, it mentions petitioning for bk in the agreement, I will tell you this, his lease agreement is soo hard to read. I am taking it to mean, a) if tenant is defaulting and not paying rent and petitions bk and is insolvant, landlord can lawfully take hold of premises, and agreement will be void. I know this much, my boss, did not write this thing up. Its got to much legal jargon. So I am wondering if most standard lease agreements include mentioning bk in the default paragraph?

    And, no I'm not in default. I pay my rent on every 1st day of the month.

    Also, in one of my last posts, it was mentioned that a lease agreement will be proof for expenses. I do recieve a bill for my rent every month. Could this be used instead for proof for expenses?


    I'm just imagining going into the office stating "I need to sign a lease agreement now so I can file bk, then you can fire me and throw me out because I am filing bk." uuuuuuuuuuuuugh. Do ya see the sticky situation? Its ironically comical.


    And then theres fear, always at the end of the day, like I am to lose everything, one way or another. It doesn't help that my son is at his dads for another 2 weeks (summer schedual sux). I am all alone and afraid yet again.

    #2
    Originally posted by MyLifeisaMess
    Also, in one of my last posts, it was mentioned that a lease agreement will be proof for expenses. I do recieve a bill for my rent every month. Could this be used instead for proof for expenses?
    Do you have cancelled checks? You're bill should be enough proof.

    Sorry I have no suggestions, but just wanted to let you know that you will have ups and downs through this process and it's harder when you are alone and have too much to think about. But know that you're always welcome here to let us know how you're feeling--we may not have the answers, but you will always find the support here.

    Take care! Happy 4th!
    *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

    My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

    Comment


      #3
      What State is the property leased in?? We don't have any similar type statement in our Lease.

      Personal opinion here, but,............ I would think that statement would constitute BK discrimination. The Landlord can evict you just because you file BK??? Maybe this Lease agreement was something the Landlord pulled off the Net and really isn't applicable where you live. You'd have to check Landlord/Tenant Laws in your State to know for sure.

      The New Law specifically addressed filing BK wouldn't stop an eviction that in process. Under Old Law, if you were being evicted when you filed BK, the Landlord came under the Automatic Stay and could not continue the eviction process. Not the case any more. But that's an eviction that's already been started. Not being evicted because you filed BK.

      When you posted before, I wasn't sure what type of arrangement/agreement you had with your Boss about the property. I'd think bills and copies of cancelled checks would do as proof of rent payment. If an attny asks for a copy of your lease, you can say you have a verbal agreement for month to month. Maybe explain it as this is a temporary situation until you can find a permanent residence.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment


        #4
        If I'm reading this correctly, your boss put you into a business condo that he owns after you left an abusive marriage... with no lease agreement or any other legal documents to protect himself.

        It does NOT sound to me that this is the type of person who, if you go to him and tell him: "Due to the divorce from that @$%@#$ who was beating me up, I'm having to file bankruptcy to get out from under the crushing debt he put us under." I cannot see this boss tossing you out on your ass. Especially since you're not late on your rent and can tell him that you have no intention of being late on the rent or including the rent as part of the bankruptcy.

        Good luck to you and congratulations for getting out of an abusive relationship... WAY too many women stay with jerks who deserve many large and painful bad things to happen to them.
        Filed Ch. 7 Pro-Se: 10/12/06
        341: 11/6/06 (went AMAZINGLY well!)
        Discharge: 1/12/07
        Closed:1/19/07

        Comment

        bottom Ad Widget

        Collapse
        Working...
        X