tattoos and B-enhancement surgery

[13inOR]

Enhancement is not needed but some people for medical reasons need a reduction.

True,that. But I am not sensing that this is the case here!

[SinkingFast]

I have to think about this for awhile, doesn't that send a message to creditors I am filing for bk, that sounds like really bad advice, that will send a hugh message out to creditors what my intentions are. I want sinkingfast to respond if this is a good idea.



so if I play stupid, and make a mistake it is okay, but plan out my situation is bad? Don't agree at all. Again, I think the word fraud is used way to much here. Look at minnys post on adveserials

You do what you gotta do about paying or not paying your monthly CC bills. There are people who file and are totally current on their CC's. The rest need that montly minimum money to survive. And pay their attny. So they don't pay their CC bills.

Not paying your CC bills is not without penalty and/or risk. Your credit rating takes a hit because of the 90/120/whatever days late prior to filing. You can get turned over to a Collections company which get's noted and dings your Credit. AND, you can potentially be sued. And that's not even counting potential tax liability from Creditors charging off your debt and reporting the amount to the IRS on a 1099 as tax liable income.

And no, playing stupid isn't OK. Playing or being stupid can get you in deep doo doo. Like the guy who couldn't remember what he did with a significant chunk of change he spent right before filing BK. He said he gave some to his Sis. Now the Trustee is after the Sis to give the money back.

The 70/90 day rules aren't all there is to it. There's a one year look back period, minimum. The Court can easily go back 2 years. Maybe more, if the Trustee can justify it to the Court.

It's totally up to you what you do.

[SinkingFast]

And one more thing, there isnt a person on the face of this planet that ever
NEEDED a boob job......unless you had them removed for cancer. WANT maybe, but NEED? no. I work in the review department for a health insurance company, and your request would never even hit our desks, in other words, not necessary, your doc would never even submit it to us. So please dont say you NEED an operation. That sounds like you are waiting for a kidney donor
or something.

What about the advice of waiting till you are done and charging it on the new cards you get?

Mom had a modified, radical mastectomy.

Medicare would not pay for breast reconstruction surgery. Maybe some regular insurances do, but Medicare certainly doesn't.

Medicare would pay for Mom to get the swanky bra's that have one cup filled already. Or they would pay for a fake boob to put in one cup of a bra. But Medicare would not pay for breast reconstruction surgery.

[13inOR]

Mom had a modified, radical mastectomy.

Medicare would not pay for breast reconstruction surgery. Maybe some regular insurances do, but Medicare certainly doesn't.

Medicare would pay for Mom to get the swanky bra's that have one cup filled already. Or they would pay for a fake boob to put in one cup of a bra. But Medicare would not pay for breast reconstruction surgery.

Thats Medicare for you, I guess. Here in Oregon, there is a state mandate that requires all health plans to cover breast reconstruction status post mastectomy or even lumpectomy for cancer. Do you know we even have to cover having the "other" breast fixed to match?? If the diagnosis was cancer, thats a requirement. Which is great for breast cancer patients, helps them feel normal again sooner. Sad thing is, we havent quite evolved to paying for erectile dysfunction drugs for men with their prostates removed due to cancer. Thats sad to me. I asked our medical director why that is because it doesnt seem fair and he said--the women yelled louder, basically. They got the congress, etc involved till it was state mandated, across the board. If all the men that get their viagra denied (I mean the ones that have had the prostatectomy as the reason for their problem) would appeal, and take it farther in lobbying, they would probably get the same results as the women did. But the men are too embarrassed-they either wont submit it to us at all, or if they do and are denied, just simply quietly go on to paying for it out of pocket. I always encourage them to take it further because it might make a difference eventually.
But Medicare, is a whole different animal. All bets are off with that one.
SORRY I VEERED OFF TOPIC...

[aa06a47]

Are they considered a luxury purchase, what about B-implants? Any way to do a little pre bk planning on them? People transfer there student loans to credit cards to pre-bk plan, why can't I put a set on my credit card? I can get them done in Mexico for $3,000. Just wondering and wanting a truthful answer without someone calling out FRAUD.

WOW, Brokemommy, you have created quite a stir.

OK, yes, if you get your boobs done and don't wait 90 days before filing, more than likely you'll end up paying that money back.

Why is 90 days not long enough for your to wait...well, as you stated in a post later one...you would be doing this without the means to pay for it, as you stated in a later post, you hope your husband has a job later on.

Would you ever get caught doing it? Who knows.

Yes, others have milked the cow and got the cream off the top of it in there BK. People have transferred student loans to credit cards and got the debt discharged, people have bought gift certificates on credit and gotten away with it, and who knows what all scammer got away with.

While there is a little devil in everyone of us, wanting to get away with it, just be aware of the consequences. What people are telling you is the truth. You are the one that chooses to obey the rules or push the limits and risk with non dischargable debt.

[anonymuse]

Does Scammer have a long lost twin?

[SinkingFast]

Does Scammer have a long lost twin?

If he did, he'd/she'd be out for a Porsche or a Ferrari or a condo on the Lake. Not a boob job!

[bkbiker]

Dear brokemommy & the rest of the members here,

On this cloudy rainy weekend; thanks for a weekend filled with interesting and electric drama.

Best wishes,
bkbiker

[brokemommy]

I wasn't doubting you WANTING one. I've also nursed two kids as well, yea, I have saggy tits but that doesn't give me the right to commit fraud to get better looking ones.

There are other ways to afford your boobs. Like, kids clothing. I'd rather see you go spend $3K on kids clothing because you will eventually need clothes. Then when the time comes when you should be buying clothes you will already have the clothes and use the clothes money to buy boobs.


My issues isn't with pre-planning. It's preplanning a luxury item. I admit I charged up $350 of kids clothes before we filed but you know what, we were tight and it was getting cold.

I understand, but people also might look at why didn't you go to goodwill, there are like new jackets there, so a $350 worth of NEW clothes the day before filing is questionable in my mind? regardless if it is boobs or jackets, what you percieve important is different than what I do.

[brokemommy]

WOW, Brokemommy, you have created quite a stir.

OK, yes, if you get your boobs done and don't wait 90 days before filing, more than likely you'll end up paying that money back.

Why is 90 days not long enough for your to wait...well, as you stated in a post later one...you would be doing this without the means to pay for it, as you stated in a later post, you hope your husband has a job later on.

Would you ever get caught doing it? Who knows.

Yes, others have milked the cow and got the cream off the top of it in there BK. People have transferred student loans to credit cards and got the debt discharged, people have bought gift certificates on credit and gotten away with it, and who knows what all scammer got away with.

While there is a little devil in everyone of us, wanting to get away with it, just be aware of the consequences. What people are telling you is the truth. You are the one that chooses to obey the rules or push the limits and risk with non dischargable debt.

nice post, put nicely, thx

[brokemommy]

You do what you gotta do about paying or not paying your monthly CC bills. There are people who file and are totally current on their CC's. The rest need that montly minimum money to survive. And pay their attny. So they don't pay their CC bills.

Not paying your CC bills is not without penalty and/or risk. Your credit rating takes a hit because of the 90/120/whatever days late prior to filing. You can get turned over to a Collections company which get's noted and dings your Credit. AND, you can potentially be sued. And that's not even counting potential tax liability from Creditors charging off your debt and reporting the amount to the IRS on a 1099 as tax liable income.

And no, playing stupid isn't OK. Playing or being stupid can get you in deep doo doo. Like the guy who couldn't remember what he did with a significant chunk of change he spent right before filing BK. He said he gave some to his Sis. Now the Trustee is after the Sis to give the money back.

The 70/90 day rules aren't all there is to it. There's a one year look back period, minimum. The Court can easily go back 2 years. Maybe more, if the Trustee can justify it to the Court.

It's totally up to you what you do.

I think I am going to continue paying on time each month as long as I can afford too.

[JeepMom]

I understand, but people also might look at why didn't you go to goodwill, there are like new jackets there, so a $350 worth of NEW clothes the day before filing is questionable in my mind? regardless if it is boobs or jackets, what you percieve important is different than what I do.

You are being selfish. Fake BOOBS do nothing for the good of your family unless you are going to become a stripper.

I bought clothing for MY KIDS, not myself. I did not get any clothes. MY KIDS got the clothes.

I feel for your children having such a self absorbed selfish mother.

You mission in life as a mother is not to have the best looking tits at the PTA meetings, it's to make sure your kids are fed and clothed.

STOP and think about your kids.

[BassBoy]

Does this thread serve any purpose? I think not...............however...........brokemommy, if you can sleep every night knowing full well that you did something wrong or illegal, then go crazy, however don't come back here crying that you're having major troubles if you decide to file BK, and then, WHAM.........................

Admin or Mods, can we close and delete this absolute nonsense?

[brokemommy]

You are being selfish. Fake BOOBS do nothing for the good of your family unless you are going to become a stripper.

I bought clothing for MY KIDS, not myself. I did not get any clothes. MY KIDS got the clothes.

I feel for your children having such a self absorbed selfish mother.

You mission in life as a mother is not to have the best looking tits at the PTA meetings, it's to make sure your kids are fed and clothed.

STOP and think about your kids.

Ohh I see, if you spend the money on something noble like childrens jackets (also available at goodwill for a few dollars) it is okay. Maybe I am a lingere model!! okay just kidding I am not, my children are not that needy, we spend on them all through the year, not the day before filing, it called being a good caring parent. Was the first time you noticed your kids are under dressed for the season the day before filing??? Geez, sounds like a sprint for the money at your house. Well I see if I can get my husband a penis extension, see not for me, it is okay? Would that make you feel better? Lets keep this in context, I have reasons the are very very personal to me that I don't think need to be shared here. You had a need to spend over $300 on new jackets despite others means to dress your kids. Guess we are more alike than you want to admit, were both out for a little something, me I am doing a little investigating on the subject, you, just plan went for it.

[brokemommy]

Does this thread serve any purpose? I think not...............however...........brokemommy, if you can sleep every night knowing full well that you did something wrong or illegal, then go crazy, however don't come back here crying that you're having major troubles if you decide to file BK, and then, WHAM.........................

Why, It is just a discussion, and it is within guidelines, who cares what the surgery is for?

Weight, cosmetics, whatever, it is a discussion??

Just don't open the thread up, and let us ladies talk, I think I saw a bango thread a little further down, check it out!