tattoos and B-enhancement surgery

[brokemommy]

Maybe bad kharma and a risk of having the trustee delve deeper into your case and denying the BK?

Others are able to successfully get through this stuff, heck that one person bought a porsche cause his bk is going so well, he is off on his second vacation I think in a couple of months I thought I read???? He is having a blast.

http://www.bankruptcyforum.com/t7908-god-interviews-broker.html

I just need an operation, nothing like what he his finagling. There are others, it is just that person stands out like a sore thump when it comes to working and playing the system, but not breaking the laws.


I want to do well to? Is that wrong to think like that???

[FoolAndHisMoney]

Okay, I am really focusing on your post and sinkingfast twice, I read that if I have no intention to pay it back I am in trouble????


But then sinkingfast posts those rules, that yes I am aware of??

I am confused???

What is missing here, get boobs file in six months, I have enough cash to get by I figured it out, by how much I am going in the hole each month.

What SF is explaining is that if a creditor disputes your purchases or cash advances and it's inside the 70/90 days before filing the court will presume that you charged without any intention of paying and the debt and all the interest & fees will survive your bankruptcy. If it's outside the presumption period of 70/90 days then the creditor will have to prove you did not intend on paying. It's difficult, but not impossible to prove your intent, and the courts and creditors attorneys do have ways of proving it inside the year prior to filing. Your best bet would be to stop paying credit card bills and save the cash up for a lawyer and the boob job to avoid any trouble with your case.

Brokemomma, I don't think you're for real anyway. Whether it's you or scammer (probably the same person), what kind of idiots come here to a public forum and ask how to commit fraud? It's one thing that some of us foolish people made past mistakes in judgement and need help moving forward, but it's another thing if you and anyone else comes here asking rediculas questions on how to "beat the system" which is what you are asking.

[brokemommy]

Your best bet would be to stop paying credit card bills and save the cash up for a lawyer and the boob job to avoid any trouble with your case.

I have to think about this for awhile, doesn't that send a message to creditors I am filing for bk, that sounds like really bad advice, that will send a hugh message out to creditors what my intentions are. I want sinkingfast to respond if this is a good idea.

what kind of idiots come here to a public forum and ask how to commit fraud? It's one thing that some of us foolish people made past mistakes in judgement and need help moving forward, but it's another thing if you and anyone else comes here asking rediculas questions on how to "beat the system" which is what you are asking

so if I play stupid, and make a mistake it is okay, but plan out my situation is bad? Don't agree at all. Again, I think the word fraud is used way to much here. Look at minnys post on adveserials




Also isn't the following post a bigger deal then anything I am thinking about Foolandhismoney. I am not sure if I am even filing, this person wants to make sure they go out maxed to the hilt. By the way, I give enufsanuf credit for at least trying to be creative, This is why we are here to bounce ideas around right, so don't call us idiots for asking a question that is not rediculous. Your help is appreciated, please help people to understand some of these ideas that come up, and not by calling them names. Please don't be affended I am not mad, just want your advice objectively

My main question is this. I still have a lot of available credit on hand. If I was to take some very large cash advances ($15K) and make some big ticket items that we want/need, would there be any red flags or problems that I would face? I would then go into the bankruptcy with almost $100K of credit card debt instead of $55K.

[anonymuse]

Others are able to successfully get through this stuff, heck that one person bought a porsche cause his bk is going so well, he is off on his second vacation I think in a couple of months I thought I read???? He is having a blast.

http://www.bankruptcyforum.com/t7908-god-interviews-broker.html

I just need an operation, nothing like what he his finagling. There are others, it is just that person stands out like a sore thump when it comes to working and playing the system, but not breaking the laws.


I want to do well to? Is that wrong to think like that???

You "need an operation"??? Since when, does anyone NEED breast augmentation?

[Pinktiger]

I think the problem here is that you are obviously thinking ahead to filing bk and in the meantime planning to spend money on a cc that you know you won't be paying back. That is fraud.
Of course, if you do it knowing that you won't file until after fraud is deemed not an issue, i.e. 6-9 months, then you will be in the clear, according to the courts.
I know that I spent money like crazy for years before filing, but I had no intention of filing until things got so bad that I had to. The only difference between my situation and yours is intent.

[Pinktiger]

And for the record, I don't have a problem with the breast augmentation. If she feels she needs it, she needs it.

[JeepMom]

After proudly nursing two children both to around age two I have some serious issues. I have a hard time wearing certain garments due to my gravity problem.

I wasn't doubting you WANTING one. I've also nursed two kids as well, yea, I have saggy tits but that doesn't give me the right to commit fraud to get better looking ones.

There are other ways to afford your boobs. Like, kids clothing. I'd rather see you go spend $3K on kids clothing because you will eventually need clothes. Then when the time comes when you should be buying clothes you will already have the clothes and use the clothes money to buy boobs.


My issues isn't with pre-planning. It's preplanning a luxury item. I admit I charged up $350 of kids clothes before we filed but you know what, we were tight and it was getting cold.

[JeepMom]

You "need an operation"??? Since when, does anyone NEED breast augmentation?

I figured it out!

She's a pole dancer and she NEEDS it to make more money right?

[miss puff]

Most of the people on here post BK have gotten credit cards reletively quick after filing and successfully closing their BK's. Couldn't you file your BK, get a credit card and put part of your operation on their and pay it off? That way you get your new ta-ta's and your rebuilding your credit at the same time. Sounds like a win-win situation there.

[bkbiker]

[JeepMom]

Most of the people on here post BK have gotten credit cards reletively quick after filing and successfully closing their BK's. Couldn't you file your BK, get a credit card and put part of your operation on their and pay it off? That way you get your new ta-ta's and your rebuilding your credit at the same time. Sounds like a win-win situation there.

This is a good idea.

[krobin02]

Need vs. Want

...
I just need an operation,...

You do not under any definition of the term NEED to have your breasts enlarged. Unless of course you had a double masectomy as a result of breast cancer and in that case insurance would cover that. You WANT to have this done due to poor body image. I'll stop now before I say the rest of what I want to and get banned for it.

[13inOR]

Yes, and IF you can actually live with yourself knowing that you paid money
for something unecessary deliberately knowing you planned to never give a cent of if back to the cc company who loaned it to you, and IF you manage to pull it off where the trustee doesnt catch you, I guess there is no "problem."

And "scammer" calls himself that for a reason, speaking of the exotic cars. It may be legal because of the loopholes and strings he pulled, but that doesnt mean its RIGHT.

And one more thing, there isnt a person on the face of this planet that ever
NEEDED a boob job......unless you had them removed for cancer. WANT maybe, but NEED? no. I work in the review department for a health insurance company, and your request would never even hit our desks, in other words, not necessary, your doc would never even submit it to us. So please dont say you NEED an operation. That sounds like you are waiting for a kidney donor
or something.

What about the advice of waiting till you are done and charging it on the new cards you get?

[JeepMom]

Enhancement is not needed but some people for medical reasons need a reduction.

[SinkingFast]

Others are able to successfully get through this stuff, heck that one person bought a porsche cause his bk is going so well, he is off on his second vacation I think in a couple of months I thought I read???? He is having a blast.

http://www.bankruptcyforum.com/t7908-god-interviews-broker.html

I just need an operation, nothing like what he his finagling. There are others, it is just that person stands out like a sore thump when it comes to working and playing the system, but not breaking the laws.


I want to do well to? Is that wrong to think like that???

That's a flaw of the New Law.

Cars are secured debt and the New Law gives preference to secured Creditors. So he wrangled getting in his new car however long before he actually filed. Long enough that it did not appear like Fraud to the Court.

Also, that guy is a rich person. I'm guessing you aren't. He's paid gobs of money on PACER researching other people's cases finding presidence for his own situation. AND he hired a BK attny who's a Trustee, or used to be a Trustee. So his attny has an inside track.

His legal fees are approaching $5K last time I saw a figure quoted from him. He said at one point, his BK may wind up costing him $10K. Can you afford to pay that much money?? He can. He has to. He's got tons of assets to protect.

So you nursed your kids and you have saggy boobs. So what??!!

Like Jeep Mom said,............ You want to have the surgery. It's not a necessity.

When your boobs are big as watermelons, causing you problems with your back, then you NEED breast surgery.

This kind of thinking got you into the situation of having to consider BK in the first place. Wants vs Needs. If you continue to think this way, BK won't solve a thing for you. You'll just be back in the same spot in a very short period of time.