I am going to be filing CH7 shortly. I'm worried about two business relationships that I'd like to keep, but it might not be possible. First, I currently have an outstanding auto claim for an accident where I was at fault. It has been open for over a year. I am going to name the other party and insurance company as creditors in my filing. At this point, will the insurance company drop me? The irony is because I have an outstanding claim, other companies quote me 50-75% higher than my current company. Ridiculous....
The next one is my DME for cpap supplies. This is not normally something that would have a debt and I typically pay the $40 copay every time. They went through some system change and were "unable" to bill copays for over a year. So now they want $500 bucks. That isn't going to happen and the balance wouldn't be there if they could have figured out how to take payments etc wtih the new system. Is it typical of a business like that to not want to do business with me after I name them on my ch7 as a creditor? They kind of have a monopoly in my region, which has my attention at least.
Many thanks.
The next one is my DME for cpap supplies. This is not normally something that would have a debt and I typically pay the $40 copay every time. They went through some system change and were "unable" to bill copays for over a year. So now they want $500 bucks. That isn't going to happen and the balance wouldn't be there if they could have figured out how to take payments etc wtih the new system. Is it typical of a business like that to not want to do business with me after I name them on my ch7 as a creditor? They kind of have a monopoly in my region, which has my attention at least.
Many thanks.
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